# Swaper vs Payeek

The clearest difference is in-app purchases: Swaper at none against Payeek's 2. Swaper also leads on update cadence (every 9 days vs every 2 months) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. Payeek sells 2 in-app purchases, starting at $2.99 per year. Swaper asks for nothing beyond the download.

Swaper ships an update every 9 days, Payeek every 2 months. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Swaper | Payeek |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 months |
| Monetization | Ad-supported | — |
| Size | 32 MB | 8 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Swaper Platform OÜ](https://appshunter.io/developer/1628529814) | [Nestragl IT s.r.o.](https://appshunter.io/developer/1866539356) |

## What reviewers say

### Swaper

[App page](https://appshunter.io/ios/app/swaper/id1178999232)

This platform allows users to invest in loan receivables and earn passive income. It offers an automated investment feature for easy portfolio creation and management on the go. Earn up to 16% annually on your investments.

**Highlights:** Invest in loan receivables, Earn up to 16% annually, Automated investment portfolios, Manage and track investments, Generate passive income

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payeek

[App page](https://appshunter.io/ios/app/payeek-subscription-tracker/id6758768325)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payeek Pro - Yearly | $2.99 | per year |
| Payeek Pro - Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Swaper free?

Swaper is free to download, with no in-app purchases.

### Is Payeek free?

Payeek is free to download, with in-app purchases available.

### Do Swaper or Payeek have ads?

Neither Swaper nor Payeek shows ads.

### Which is updated more often, Swaper or Payeek?

Swaper ships an update every 9 days, and Payeek every 2 months. Most recently, Swaper was updated on October 3, 2026 and Payeek on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*