# Swaper vs Overtime

The clearest difference is in-app purchases: Swaper at none against Overtime's 2. Swaper also leads on ads (none vs shown) and device support (3 vs 1). Overtime's advantage is update cadence (every 4 days vs every 9 days). On price there is nothing between them.

Both are free to download. Overtime sells 2 in-app purchases, starting at $5.99 per month. Swaper asks for nothing beyond the download.

Swaper ships an update every 9 days, Overtime every 4 days. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Swaper | Overtime |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 9 days | **Every 4 days** |
| Monetization | Ad-supported | — |
| Size | 32 MB | 6 MB |
| Requires iOS | **15.1** | 17.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Swaper Platform OÜ](https://appshunter.io/developer/1628529814) | [Goncalo Matos](https://appshunter.io/developer/6780948581) |

## What reviewers say

### Swaper

[App page](https://appshunter.io/ios/app/swaper/id1178999232)

This platform allows users to invest in loan receivables and earn passive income. It offers an automated investment feature for easy portfolio creation and management on the go. Earn up to 16% annually on your investments.

**Highlights:** Invest in loan receivables, Earn up to 16% annually, Automated investment portfolios, Manage and track investments, Generate passive income

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Overtime

[App page](https://appshunter.io/ios/app/overtime-pay-calculator/id6780948579)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Overtime Pro Monthly | $5.99 | per month |
| Overtime Pro Annual | $34.99 | per year |


## Frequently asked questions

### Is Swaper free?

Swaper is free to download, with no in-app purchases.

### Is Overtime free?

Overtime is free to download, with in-app purchases available.

### Do Swaper or Overtime have ads?

Overtime shows ads; Swaper does not.

### Which is updated more often, Swaper or Overtime?

Swaper ships an update every 9 days, and Overtime every 4 days. Most recently, Swaper was updated on November 2, 2026 and Overtime on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*