# BCU Bank vs eLendly

The clearest difference is rating: eLendly at 2.2 against BCU Bank's 1.0. eLendly also leads on ratings volume (49 vs 1) and iOS requirement (12.0 vs 15.0). BCU Bank's advantage is review sentiment (29% vs 7%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eLendly holds the better App Store score, 2.2 against 1.0. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 29% of BCU Bank's written reviews are positive against 7% of eLendly's, so the app with the better star average is not the one people write more warmly about.

BCU Bank ships an update every 3 months, eLendly every 2 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | BCU Bank | eLendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/bcu-bank/id1179612720/reviews) | **[2.2 (49 ratings)](https://appshunter.io/ios/app/elendly/id1626632575/reviews)** |
| Number of ratings | 1 | **49** |
| Positive reviews | **28.6% of reviews** | 6.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 99 MB | 70 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Police & Nurses Limited](https://appshunter.io/developer/945287090) | [Elendly Limited](https://appshunter.io/developer/1626632577) |

## What reviewers say

### BCU Bank

[App page](https://appshunter.io/ios/app/bcu-bank/id1179612720)

Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.

**Highlights:** Instant payments via Osko and PayID, Domestic and international money transfers, BPAY bill payments, Account balance and transaction history, Card activation, locking, and replacement, Biometric login (fingerprint/facial recognition), Secure in-app messaging

**Features:** macOS Compatibility, Siri integration, Apple Wallet

**In-app purchases:** none


### eLendly

[App page](https://appshunter.io/ios/app/elendly/id1626632575)

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

**Highlights:** Automate subscriptions, Lend and borrow with friends, Track finances, Investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCU Bank free?

BCU Bank is free to download, with no in-app purchases.

### Is eLendly free?

eLendly is free to download, with no in-app purchases.

### Which has better reviews, BCU Bank or eLendly?

eLendly is rated higher. BCU Bank averages 1.0 out of 5 from 1 ratings, while eLendly averages 2.2 from 49 ratings.

### Do BCU Bank or eLendly have ads?

Neither BCU Bank nor eLendly shows ads.

### Which is updated more often, BCU Bank or eLendly?

BCU Bank ships an update every 3 months, and eLendly every 2 months. Most recently, BCU Bank was updated on September 24, 2026 and eLendly on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*