# BCU Bank vs SplitPal

The clearest difference is review sentiment: SplitPal at 80% against BCU Bank's 29%. SplitPal also leads on rating (4.6 vs 1.0) and update cadence (every 3 weeks vs every 3 months). BCU Bank's advantage is in-app purchases (none vs 1) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Both are free to download. SplitPal sells 1 one-off in-app purchase. BCU Bank asks for nothing beyond the download.

SplitPal holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: SplitPal has 18 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of BCU Bank's written reviews are positive against 80% of SplitPal's.

BCU Bank ships an update every 3 months, SplitPal every 3 weeks. The most recent releases landed on September 24, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | BCU Bank | SplitPal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/bcu-bank/id1179612720/reviews) | **[4.6 (18 ratings)](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890/reviews)** |
| Number of ratings | 1 | **18** |
| Positive reviews | 28.6% of reviews | **80.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 99 MB | 42 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Police & Nurses Limited](https://appshunter.io/developer/945287090) | [Legendary Bytes LLC](https://appshunter.io/developer/1648014733) |

## What reviewers say

### BCU Bank

[App page](https://appshunter.io/ios/app/bcu-bank/id1179612720)

Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.

**Highlights:** Instant payments via Osko and PayID, Domestic and international money transfers, BPAY bill payments, Account balance and transaction history, Card activation, locking, and replacement, Biometric login (fingerprint/facial recognition), Secure in-app messaging

**Features:** macOS Compatibility, Siri integration, Apple Wallet

**In-app purchases:** none


### SplitPal

[App page](https://appshunter.io/ios/app/splitpal-expense-splitting/id6443640890)

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

**Highlights:** No sign-up required, Receipt scanner with OCR, Group collaboration with shareable links, One-click Venmo payment integration, Even, uneven, and itemized expense splitting

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Frequently asked questions

### Is BCU Bank free?

BCU Bank is free to download, with no in-app purchases.

### Is SplitPal free?

SplitPal is free to download, with in-app purchases available.

### Which has better reviews, BCU Bank or SplitPal?

SplitPal is rated higher. BCU Bank averages 1.0 out of 5 from 1 ratings, while SplitPal averages 4.6 from 18 ratings.

### Do BCU Bank or SplitPal have ads?

Neither BCU Bank nor SplitPal shows ads.

### Which is updated more often, BCU Bank or SplitPal?

BCU Bank ships an update every 3 months, and SplitPal every 3 weeks. Most recently, BCU Bank was updated on September 24, 2026 and SplitPal on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*