# kiple vs HSBC Malaysia

The clearest difference is rating: HSBC Malaysia at 4.8 against kiple's 3.0. HSBC Malaysia also leads on review sentiment (49% vs 23%) and ratings volume (1.1K vs 4). kiple's advantage is update cadence (every 2 weeks vs monthly) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC Malaysia holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: HSBC Malaysia has 1.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 23% of kiple's written reviews are positive against 49% of HSBC Malaysia's.

kiple ships an update every 2 weeks, HSBC Malaysia monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | kiple | HSBC Malaysia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/kiple/id1179736397/reviews) | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/hsbc-malaysia/id1437876264/reviews)** |
| Number of ratings | 4 | **1.1K** |
| Positive reviews | 23.1% of reviews | **48.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 132 MB | 625 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Kiplepay Sdn. Bhd.](https://appshunter.io/developer/614195966) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### kiple

[App page](https://appshunter.io/ios/app/kiple/id1179736397)

Manage your finances with a secure e-wallet offering a larger wallet size and biometric login.  Perform various transactions like payments, reloads, and remittances, and use a prepaid card for online/offline shopping and ATM withdrawals.

**Highlights:** Increased wallet size (up to RM30,000), Secure biometric login, Remittance services, Mobile reloads and bill payments, QR transactions, Kiple Visa Prepaid Card for shopping and ATM withdrawals

**In-app purchases:** none


### HSBC Malaysia

[App page](https://appshunter.io/ios/app/hsbc-malaysia/id1437876264)

Manage your finances 24/7 with this secure mobile banking app. Access digital wealth solutions, everyday banking features, and credit card management tools. Open accounts, make transfers, pay bills, and track investments all from your phone.

**Highlights:** Digital account opening, Investment account opening, Local and foreign transfers, Bill payments via JomPAY, Credit card management, Digital wealth solutions, Mobile Security Key authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Good security

**What reviewers complain about**

- 🐛 Compatibility issues
- 🔍 Limited functionality
- 🔄 Frequent updates required
- 💸 Changes without notification

**Reported bugs**

- Login screen issues
- App crashes
- Transfer errors

**Requested features**

- Ability to add new payees
- Interbank transfer functionality
- Replication of website features


## Frequently asked questions

### Is kiple free?

kiple is free to download, with no in-app purchases.

### Is HSBC Malaysia free?

HSBC Malaysia is free to download, with no in-app purchases.

### Which has better reviews, kiple or HSBC Malaysia?

HSBC Malaysia is rated higher. kiple averages 3.0 out of 5 from 4 ratings, while HSBC Malaysia averages 4.8 from 1.1K ratings.

### Do kiple or HSBC Malaysia have ads?

Neither kiple nor HSBC Malaysia shows ads.

### Which is updated more often, kiple or HSBC Malaysia?

kiple ships an update every 2 weeks, and HSBC Malaysia monthly. Most recently, kiple was updated on November 2, 2026 and HSBC Malaysia on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*