# DBS digibank vs POSB Smart Buddy

The clearest difference is rating: DBS digibank at 4.3 against POSB Smart Buddy's 3.8. DBS digibank also leads on ratings volume (561 vs 12). POSB Smart Buddy's advantage is monetization model (free vs free with in-app purchases) and review sentiment (50% vs 36%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DBS digibank holds the better App Store score, 4.3 against 3.8. That said, the two scores are not equally well evidenced: DBS digibank has 561 ratings behind it against 12, so its average is the more settled of the two. Written reviews complicate that: 36% of DBS digibank's written reviews are positive against 50% of POSB Smart Buddy's, so the app with the better star average is not the one people write more warmly about.

DBS digibank ships an update every 6 weeks, POSB Smart Buddy every 2 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | DBS digibank | POSB Smart Buddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (561 ratings)](https://appshunter.io/ios/app/dbs-digibank-wealth/id1179928963/reviews)** | [3.8 (12 ratings)](https://appshunter.io/ios/app/posb-smart-buddy/id1214272559/reviews) |
| Number of ratings | **561** | 12 |
| Positive reviews | 36.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 404 MB | 101 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) | [NETS (Singapore) Pte Ltd.](https://appshunter.io/developer/644090154) |

## What reviewers say

### DBS digibank

[App page](https://appshunter.io/ios/app/dbs-digibank-wealth/id1179928963)

Manage your investments, plan your finances, and bank seamlessly within a single application. Gain insights into your portfolio, access global markets, and track your spending. Offers tools for sustainable living and investing.

**Highlights:** Integrated banking and wealth management, Smart Shortcuts and reminders, Portfolio breakdown and analysis, Global market trading, Funds insights and investment ideas, FX alerts, Consolidated financial view (NAV Planner), Sustainable investing and tracking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and fast
- 👍 User-friendly interface
- 🔒 Secure banking experience
- 🎨 Intuitive and visually appealing

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- ⏱️ Slow load times and performance issues
- 🔑 Unreliable authentication (digital token, face ID)
- 🤔 Confusing user experience and navigation

**Reported bugs**

- App freezes during login process
- Unable to complete basic banking tasks
- Incorrect account balance display
- Compatibility issues with latest iOS versions

**Requested features**

- Ability to schedule recurring transfers
- Improved transaction history and reporting
- More language support (e.g., Chinese)
- Streamlined account management features


### POSB Smart Buddy

[App page](https://appshunter.io/ios/app/posb-smart-buddy/id1214272559)

This wearable device and app allows children to manage their savings and make payments within school and at select merchants. Parents can instantly increase allowances, monitor spending, and encourage good financial habits. It also tracks fitness levels.

**Highlights:** In-school savings and payments, Tap to pay functionality, Check account balances, Track fitness levels, Set daily/weekly allowances, Create savings goals, Monitor spending and savings

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DBS digibank free?

DBS digibank is free to download, with no in-app purchases.

### Is POSB Smart Buddy free?

POSB Smart Buddy is free to download, with no in-app purchases.

### Which has better reviews, DBS digibank or POSB Smart Buddy?

DBS digibank is rated higher. DBS digibank averages 4.3 out of 5 from 561 ratings, while POSB Smart Buddy averages 3.8 from 12 ratings.

### Do DBS digibank or POSB Smart Buddy have ads?

Neither DBS digibank nor POSB Smart Buddy shows ads.

### Which is updated more often, DBS digibank or POSB Smart Buddy?

DBS digibank ships an update every 6 weeks, and POSB Smart Buddy every 2 months. Most recently, DBS digibank was updated on November 6, 2026 and POSB Smart Buddy on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*