# BWS Mobile vs AsetKu

The clearest difference is rating: BWS Mobile at 5.0 against AsetKu's 4.6. AsetKu's advantage is review sentiment (57% vs 38%) and ratings volume (30 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BWS Mobile holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: AsetKu has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 38% of BWS Mobile's written reviews are positive against 57% of AsetKu's, so the app with the better star average is not the one people write more warmly about.

BWS Mobile ships an update every 5 weeks, AsetKu every 2 months. Both last shipped on November 2, 2026.

## The numbers

| Metric | BWS Mobile | AsetKu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bws-mobile/id1180029012/reviews)** | [4.6 (30 ratings)](https://appshunter.io/ios/app/asetku-digital-lending/id1300452602/reviews) |
| Number of ratings | 1 | **30** |
| Positive reviews | 38.0% of reviews | **56.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 128 MB | 83 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT Bank Woori Saudara Indonesia](https://appshunter.io/developer/1180029011) | [PT. PINTAR INOVASI DIGITAL](https://appshunter.io/developer/1703530449) |

## What reviewers say

### BWS Mobile

[App page](https://appshunter.io/ios/app/bws-mobile/id1180029012)

Access your financial accounts and manage your financial needs conveniently through your smartphone. This application provides easy access to your account information anytime, anywhere.

**Highlights:** Account access, Financial management, Smartphone accessibility, Anytime, anywhere access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AsetKu

[App page](https://appshunter.io/ios/app/asetku-digital-lending/id1300452602)

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

**Highlights:** Collateral-free loans, Flexible loan amounts (Rp 150,000 - Rp 15,000,000), Repayment terms (91-365 days), Transparent interest rates (max 0.3% daily), 100% digital verification, Fast loan disbursement, ISO 27001 & 27701 certified

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BWS Mobile free?

BWS Mobile is free to download, with no in-app purchases.

### Is AsetKu free?

AsetKu is free to download, with no in-app purchases.

### Which has better reviews, BWS Mobile or AsetKu?

BWS Mobile is rated higher. BWS Mobile averages 5.0 out of 5 from 1 ratings, while AsetKu averages 4.6 from 30 ratings.

### Do BWS Mobile or AsetKu have ads?

Neither BWS Mobile nor AsetKu shows ads.

### Which is updated more often, BWS Mobile or AsetKu?

BWS Mobile ships an update every 5 weeks, and AsetKu every 2 months. Most recently, BWS Mobile was updated on November 2, 2026 and AsetKu on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*