# Swisscard vs LUKB E

The clearest difference is update cadence: Swisscard at fortnightly against LUKB E's every 2 months. Swisscard also leads on ratings volume (273 vs 13). LUKB E's advantage is rating (4.8 vs 4.6) and review sentiment (33% vs 22%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LUKB E holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Swisscard has 273 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 22% of Swisscard's written reviews are positive against 33% of LUKB E's.

Swisscard ships an update fortnightly, LUKB E every 2 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Swisscard | LUKB E |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (273 ratings)](https://appshunter.io/ios/app/swisscard/id1181860241/reviews) | **[4.8 (13 ratings)](https://appshunter.io/ios/app/lukb-e-banking/id1263856292/reviews)** |
| Number of ratings | **273** | 13 |
| Positive reviews | 21.5% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 154 MB | 53 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Swisscard](https://appshunter.io/developer/1181860210) | [Luzerner Kantonalbank](https://appshunter.io/developer/364591552) |

## What reviewers say

### Swisscard

[App page](https://appshunter.io/ios/app/swisscard/id1181860241)

Manage your credit cards securely and conveniently on the go. Track spending, confirm online payments in real-time, and block/unblock cards instantly. Access PINs, order replacements, and update personal information with ease.

**Highlights:** Real-time online payment confirmation, Transaction push notifications, Card blocking and unblocking, Spending limit tracking, Monthly statement review, Transaction filtering, PIN code display/ordering

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clear and functional app (German review)
- 👍 Reliable and inexpensive card
- 👍 Great service and people on the phone
- 👍 Friendly and easy to understand for newcomers
- 👍 Works well and shows desired information

**What reviewers complain about**

- 🐛 App not showing card balance
- 🐛 Deactivated paperless statements
- 🐛 Not receiving payment approval notifications
- 🐛 Full of errors and bugs
- 🐛 No way to set expense limits

**Reported bugs**

- Card balance disappeared
- Links to 'report a problem' do not work
- Paperless statements deactivated after update
- Not receiving payment approval notifications
- App is full of errors and bugs

**Requested features**

- Add ability to fix expense limits
- Provide better protection with insurance for users of expense limits
- Reinstate previous app version for older iOS
- Add print or download functionality for all purchase details
- Implement a normal calendar view for expenses


### LUKB E

[App page](https://appshunter.io/ios/app/lukb-e-banking/id1263856292)

Manage your finances easily and securely from anywhere. Scan and pay bills, track account balances, monitor stock performance, and digitally invest. Secure login options and instant card management are available.

**Highlights:** Bill scanning and payment, eBill management, Account balance and expense tracking, Stock market monitoring, Digital investment with fluks 3a, Biometric login, Card management (blocking, limits, contactless)

**In-app purchases:** none


## Frequently asked questions

### Is Swisscard free?

Swisscard is free to download, with no in-app purchases.

### Is LUKB E free?

LUKB E is free to download, with no in-app purchases.

### Which has better reviews, Swisscard or LUKB E?

LUKB E is rated higher. Swisscard averages 4.6 out of 5 from 273 ratings, while LUKB E averages 4.8 from 13 ratings.

### Do Swisscard or LUKB E have ads?

Neither Swisscard nor LUKB E shows ads.

### Which is updated more often, Swisscard or LUKB E?

Swisscard ships an update fortnightly, and LUKB E every 2 months. Most recently, Swisscard was updated on November 11, 2026 and LUKB E on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*