# 智慧大院 vs CardSpend

The clearest difference is in-app purchases: 智慧大院 at none against CardSpend's 2. 智慧大院 also leads on iOS requirement (15.0 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CardSpend sells 2 in-app purchases, starting at $0.99 per year. 智慧大院 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 智慧大院 | CardSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cardspend/id6767101894/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | — | Free with in-app purchases |
| Size | 46 MB | 5 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [温州市机关事务管理局](https://appshunter.io/developer/1182202816) | [浩坤 李](https://appshunter.io/developer/1896369657) |

## What reviewers say

### 智慧大院

[App page](https://appshunter.io/ios/app/id1182202817)

**Features:** macOS Compatibility

**In-app purchases:** none


### CardSpend

[App page](https://appshunter.io/ios/app/cardspend/id6767101894)

Effortlessly manage your membership and prepaid cards. Track balances, record purchases, and view a clear timeline of your card activity. Sync your data across devices for seamless access.

**Highlights:** Membership card management, Purchase records, Activity timeline, Data sync, Prepaid card tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly Membership | $0.99 | per year |
| Permanent Membership | $1.99 | one-time |


## Frequently asked questions

### Is 智慧大院 free?

智慧大院 is free to download, with no in-app purchases.

### Is CardSpend free?

CardSpend is free to download, with in-app purchases available.

### Do 智慧大院 or CardSpend have ads?

Neither 智慧大院 nor CardSpend shows ads.

### Which is updated more often, 智慧大院 or CardSpend?

智慧大院 ships an update every 2 months, and CardSpend every 2 months. Most recently, 智慧大院 was updated on October 26, 2026 and CardSpend on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*