# MEMBERS1st CCU vs HCSB App

The clearest difference is review sentiment: HCSB App at 100% against MEMBERS1st CCU's 20%. HCSB App also leads on rating (4.9 vs 3.3) and ratings volume (377 vs 12). MEMBERS1st CCU's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCSB App holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: HCSB App has 377 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 20% of MEMBERS1st CCU's written reviews are positive against 100% of HCSB App's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | MEMBERS1st CCU | HCSB App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (12 ratings)](https://appshunter.io/ios/app/members1st-ccu/id1182543569/reviews) | **[4.9 (377 ratings)](https://appshunter.io/ios/app/hcsb-app/id1517704253/reviews)** |
| Number of ratings | 12 | **377** |
| Positive reviews | 20.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 61 MB | 198 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Members1st Community Credit Union](https://appshunter.io/developer/1182543568) | [Hardin County Savings Bank](https://appshunter.io/developer/439678485) |

## What reviewers say

### MEMBERS1st CCU

[App page](https://appshunter.io/ios/app/members1st-ccu/id1182543569)

Access your credit union accounts conveniently on your mobile device. Features include mobile check deposit, branch locator, and contact information.

**Highlights:** Mobile check deposit, Mobile banking access, Branch locator, Contact information, Website access

**Features:** Vision Pro support

**In-app purchases:** none


### HCSB App

[App page](https://appshunter.io/ios/app/hcsb-app/id1517704253)

Manage your finances with this secure and fast personal financial advocate. Organize transactions, set up alerts, make payments, and transfer money. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MEMBERS1st CCU free?

MEMBERS1st CCU is free to download, with no in-app purchases.

### Is HCSB App free?

HCSB App is free to download, with no in-app purchases.

### Which has better reviews, MEMBERS1st CCU or HCSB App?

HCSB App is rated higher. MEMBERS1st CCU averages 3.3 out of 5 from 12 ratings, while HCSB App averages 4.9 from 377 ratings.

### Do MEMBERS1st CCU or HCSB App have ads?

Neither MEMBERS1st CCU nor HCSB App shows ads.

### Which is updated more often, MEMBERS1st CCU or HCSB App?

MEMBERS1st CCU ships an update monthly, and HCSB App monthly. Most recently, MEMBERS1st CCU was updated on November 6, 2026 and HCSB App on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*