# Twisto vs Skip Pay

The clearest difference is rating: Twisto at 5.0 against Skip Pay's 4.7. Twisto also leads on monetization model (free vs ad-supported). Skip Pay's advantage is review sentiment (60% vs 39%) and iOS requirement (15.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Twisto holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 5 and 3 respectively. Written reviews complicate that: 39% of Twisto's written reviews are positive against 60% of Skip Pay's, so the app with the better star average is not the one people write more warmly about.

Twisto ships an update every 10 days, Skip Pay every 9 days. The most recent releases landed on September 24, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Twisto | Skip Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/twisto/id1182925330/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/skip-pay/id1450758826/reviews) |
| Number of ratings | **5** | 3 |
| Positive reviews | 38.7% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 144 MB | 100 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Twisto.cz](https://appshunter.io/developer/1182925329) | [Skip Pay s.r.o.](https://appshunter.io/developer/1450758825) |

## What reviewers say

### Twisto

[App page](https://appshunter.io/ios/app/twisto/id1182925330)

This payment app allows for quick, safe, and convenient online and in-store transactions. It offers easy registration, helps you control your spending with summaries, and provides secure payments with excellent exchange rates for international use.

**Highlights:** Quick online and in-store payments, Easy registration process, Spending summary and control, Secure payment institution, Competitive foreign exchange rates

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Skip Pay

[App page](https://appshunter.io/ios/app/skip-pay/id1450758826)

Manage all your purchases, activate a virtual card, and view your PIN.  Enjoy benefits like paying up to 50 days later, splitting payments, and earning rewards.

**Highlights:** Manage all purchases in one place, Activate virtual card, View PIN anytime, Check loyalty balance and redeem points, Pay up to 50 days later, Split payments into installments, Send money to any Czech account

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Twisto free?

Twisto is free to download, with no in-app purchases.

### Is Skip Pay free?

Skip Pay is free to download, with no in-app purchases.

### Which has better reviews, Twisto or Skip Pay?

Twisto is rated higher. Twisto averages 5.0 out of 5 from 5 ratings, while Skip Pay averages 4.7 from 3 ratings.

### Do Twisto or Skip Pay have ads?

Neither Twisto nor Skip Pay shows ads.

### Which is updated more often, Twisto or Skip Pay?

Twisto ships an update every 10 days, and Skip Pay every 9 days. Most recently, Twisto was updated on September 24, 2026 and Skip Pay on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*