# Harmony Bank vs Perch Budgeting

The clearest difference is update cadence: Perch Budgeting at every 3 days against Harmony Bank's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Harmony Bank ships an update every 2 months, Perch Budgeting every 3 days. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Harmony Bank | Perch Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (9 ratings)](https://appshunter.io/ios/app/harmony-bank/id1183072166/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 136 MB | 35 MB |
| Requires iOS | **14.1** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Texas Brand Bank](https://appshunter.io/developer/1183072165) | [Daniel Nelson](https://appshunter.io/developer/1874479614) |

## What reviewers say

### Harmony Bank

[App page](https://appshunter.io/ios/app/harmony-bank/id1183072166)

Access your accounts securely and manage your finances on the go. Receive customizable alerts for account activity and enjoy convenient banking anytime, anywhere. Log in digitally or contact customer support for more information.

**Highlights:** Secure account access, Money management, Customizable alerts, Anytime, anywhere banking, Digital banking login

**Features:** Apple Wallet

**In-app purchases:** none


### Perch Budgeting

[App page](https://appshunter.io/ios/app/perch-budgeting/id6758686892)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Harmony Bank free?

Harmony Bank is free to download, with no in-app purchases.

### Is Perch Budgeting free?

Perch Budgeting is free to download, with no in-app purchases.

### Do Harmony Bank or Perch Budgeting have ads?

Neither Harmony Bank nor Perch Budgeting shows ads.

### Which is updated more often, Harmony Bank or Perch Budgeting?

Harmony Bank ships an update every 2 months, and Perch Budgeting every 3 days. Most recently, Harmony Bank was updated on October 24, 2026 and Perch Budgeting on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*