# fin4u vs BÄV24

The clearest difference is review sentiment: fin4u at 83% against BÄV24's 43%. fin4u also leads on update cadence (every 2 months vs every 18 months). BÄV24's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

fin4u ships an update every 2 months, BÄV24 every 18 months. The most recent releases landed on October 29, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | fin4u | BÄV24 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fin4u/id1183822950/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | **82.7% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 18 months |
| Monetization | Free | Free |
| Size | 50 MB | 31 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ALTE LEIPZIGER Lebensversicherung a.G.](https://appshunter.io/developer/898792899) | [Bayerische Versorgungskammer](https://appshunter.io/developer/1063667309) |

## What reviewers say

### fin4u

[App page](https://appshunter.io/ios/app/fin4u/id1183822950)

Manage your finances and insurance policies digitally. Track all your accounts, investments, and insurance contracts in one place. Securely store documents and access your financial overview anytime, anywhere.

**Highlights:** Digital finance management, Insurance contract overview, Account and credit card tracking, Investment and depot management, Document upload via photo, Secure data hosting in Germany

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BÄV24

[App page](https://appshunter.io/ios/app/bav24/id1564439024)

This app provides mobile access to professional pension services, allowing users to easily submit documents and access important information on the go. It focuses on essential features for efficient communication and management of retirement provisions.

**Highlights:** Mobile pension service access, Document and form submission, Access to news and information, Contact details and help section, Privacy and security information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is fin4u free?

fin4u is free to download, with no in-app purchases.

### Is BÄV24 free?

BÄV24 is free to download, with no in-app purchases.

### Do fin4u or BÄV24 have ads?

Neither fin4u nor BÄV24 shows ads.

### Which is updated more often, fin4u or BÄV24?

fin4u ships an update every 2 months, and BÄV24 every 18 months. Most recently, fin4u was updated on October 29, 2026 and BÄV24 on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*