# PayMe by HSBC vs QFXMAX

PayMe by HSBC and QFXMAX are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | PayMe by HSBC | QFXMAX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (2.6K ratings)](https://appshunter.io/ios/app/payme-by-hsbc/id1184264977/reviews)** | — |
| Number of ratings | **2.6K** | — |
| Positive reviews | 36.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | — |
| Monetization | Free | — |
| Size | 177 MB | 10 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [The Hongkong and Shanghai Banking Corporation Ltd.](https://appshunter.io/developer/306028848) | [GIZELLA MENAT](https://appshunter.io/developer/6817191074) |

## What reviewers say

### PayMe by HSBC

[App page](https://appshunter.io/ios/app/payme-by-hsbc/id1184264977)

Go cashless with a mobile payment solution accepted at over 60,000 locations across Hong Kong. Easily pay businesses, friends, and family, and enjoy rewards and vouchers. Top up your wallet conveniently from your bank account or credit card.

**Highlights:** Cashless payments at 60,000+ outlets, Accepted at major retailers and services, Earn discounts, vouchers, and rewards, Multiple top-up options (bank account, credit card), Instant payments to friends and family, Supports Consumption Voucher Scheme, Quick sign-up process

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Great payment app
- 🚀 Convenient and easy to use
- 🤝 Useful for splitting bills and group payments

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Poor security and login issues
- 📱 Difficult to set up and use
- 🤖 Unreliable facial recognition and ID scanning
- 💰 Restrictive payment limits and funding options

**Reported bugs**

- Payment records disappearing after app updates
- Inability to log in or register due to system errors
- Inconsistent behavior when changing mobile numbers
- Face scan and ID scanning not working properly

**Requested features**

- Add support for more payment methods
- Improve customer support and communication
- Allow login via email instead of just mobile number
- Provide better privacy controls and transaction visibility


### QFXMAX

[App page](https://appshunter.io/ios/app/qfxmax/id6817191072)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayMe by HSBC free?

PayMe by HSBC is free to download, with no in-app purchases.

### Is QFXMAX free?

QFXMAX is free to download, with no in-app purchases.

### Do PayMe by HSBC or QFXMAX have ads?

Neither PayMe by HSBC nor QFXMAX shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*