# Richart Life vs 集保e手掌握(集保e存摺/手機存摺)

The clearest difference is review sentiment: 集保e手掌握(集保e存摺/手機存摺) at 62% against Richart Life's 17%. 集保e手掌握(集保e存摺/手機存摺) also leads on rating (3.2 vs 1.9) and ads (none vs shown). Richart Life's advantage is ratings volume (20 vs 5) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

集保e手掌握(集保e存摺/手機存摺) holds the better App Store score, 3.2 against 1.9. Both are backed by a comparable volume of ratings — 20 and 5 respectively. Written reviews point the same way: 17% of Richart Life's written reviews are positive against 62% of 集保e手掌握(集保e存摺/手機存摺)'s.

Richart Life ships an update every 4 weeks, 集保e手掌握(集保e存摺/手機存摺) every 2 months. The most recent releases landed on August 21, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Richart Life | 集保e手掌握(集保e存摺/手機存摺) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (20 ratings)](https://appshunter.io/ios/app/richart-life/id1185371908/reviews) | **[3.2 (5 ratings)](https://appshunter.io/ios/app/ee/id1191681741/reviews)** |
| Number of ratings | **20** | 5 |
| Positive reviews | 17.1% of reviews | **61.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 251 MB | 63 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Taishin International Bank Co.,Ltd.](https://appshunter.io/developer/388917173) | [臺灣集中保管結算所](https://appshunter.io/developer/864912797) |

## What reviewers say

### Richart Life

[App page](https://appshunter.io/ios/app/richart-life/id1185371908)

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

**Highlights:** Integrated lifestyle services, Mobile payment support, Loyalty point redemption, Credit card management, Real-time transaction notifications, Coupon access

**Features:** Apple Wallet

**In-app purchases:** none


### 集保e手掌握(集保e存摺/手機存摺)

[App page](https://appshunter.io/ios/app/ee/id1191681741)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

**Highlights:** Consolidated asset overview, Shareholder rights information, Stock market data and news, Fund information and performance, TISA account access, Personalized settings and help, Notification center

**In-app purchases:** none


## Frequently asked questions

### Is Richart Life free?

Richart Life is free to download, with no in-app purchases.

### Is 集保e手掌握(集保e存摺/手機存摺) free?

集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.

### Which has better reviews, Richart Life or 集保e手掌握(集保e存摺/手機存摺)?

集保e手掌握(集保e存摺/手機存摺) is rated higher. Richart Life averages 1.9 out of 5 from 20 ratings, while 集保e手掌握(集保e存摺/手機存摺) averages 3.2 from 5 ratings.

### Do Richart Life or 集保e手掌握(集保e存摺/手機存摺) have ads?

Richart Life shows ads; 集保e手掌握(集保e存摺/手機存摺) does not.

### Which is updated more often, Richart Life or 集保e手掌握(集保e存摺/手機存摺)?

Richart Life ships an update every 4 weeks, and 集保e手掌握(集保e存摺/手機存摺) every 2 months. Most recently, Richart Life was updated on August 21, 2026 and 集保e手掌握(集保e存摺/手機存摺) on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*