# Richart Life vs icash Pay

The clearest difference is rating: icash Pay at 3.4 against Richart Life's 1.9. icash Pay also leads on monetization model (free vs free with in-app purchases) and review sentiment (29% vs 17%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

icash Pay holds the better App Store score, 3.4 against 1.9. Both are backed by a comparable volume of ratings — 21 and 24 respectively. Written reviews point the same way: 17% of Richart Life's written reviews are positive against 29% of icash Pay's.

Richart Life ships an update every 4 weeks, icash Pay monthly. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Richart Life | icash Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (21 ratings)](https://appshunter.io/ios/app/richart-life/id1185371908/reviews) | **[3.4 (24 ratings)](https://appshunter.io/ios/app/icash-pay/id1515213210/reviews)** |
| Number of ratings | 21 | **24** |
| Positive reviews | 17.1% of reviews | **28.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 250 MB | 183 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Taishin International Bank](https://appshunter.io/developer/388917173) | [愛金卡股份有限公司 icash Corporation Co.](https://appshunter.io/developer/1330132289) |

## What reviewers say

### Richart Life

[App page](https://appshunter.io/ios/app/richart-life/id1185371908)

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

**Highlights:** Integrated lifestyle services, Mobile payment support, Loyalty point redemption, Credit card management, Real-time transaction notifications, Coupon access

**Features:** Apple Wallet, iPhone Duo support

**In-app purchases:** none


### icash Pay

[App page](https://appshunter.io/ios/app/icash-pay/id1515213210)

This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.

**Highlights:** Multiple payment options (e-wallet, bank account, credit card), Cash and invoice top-ups, Automatic top-up linking, QR code payments and transfers, Online bill payments, Loyalty point accumulation, Integrated icash 2.0 features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Richart Life free?

Richart Life is free to download, with no in-app purchases.

### Is icash Pay free?

icash Pay is free to download, with no in-app purchases.

### Which has better reviews, Richart Life or icash Pay?

icash Pay is rated higher. Richart Life averages 1.9 out of 5 from 21 ratings, while icash Pay averages 3.4 from 24 ratings.

### Do Richart Life or icash Pay have ads?

Neither Richart Life nor icash Pay shows ads.

### Which is updated more often, Richart Life or icash Pay?

Richart Life ships an update every 4 weeks, and icash Pay monthly. Most recently, Richart Life was updated on October 29, 2026 and icash Pay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*