# Richart Life vs 臺灣銀行 臺銀行動+

The clearest difference is rating: 臺灣銀行 臺銀行動+ at 4.1 against Richart Life's 1.9. 臺灣銀行 臺銀行動+ also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

臺灣銀行 臺銀行動+ holds the better App Store score, 4.1 against 1.9. Both are backed by a comparable volume of ratings — 20 and 9 respectively. Written reviews complicate that: 17% of Richart Life's written reviews are positive against 14% of 臺灣銀行 臺銀行動+'s, so the app with the better star average is not the one people write more warmly about.

Richart Life ships an update every 4 weeks, 臺灣銀行 臺銀行動+ monthly. The most recent releases landed on August 21, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Richart Life | 臺灣銀行 臺銀行動+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (20 ratings)](https://appshunter.io/ios/app/richart-life/id1185371908/reviews) | **[4.1 (9 ratings)](https://appshunter.io/ios/app/plus/id1629581135/reviews)** |
| Number of ratings | **20** | 9 |
| Positive reviews | **17.1% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 251 MB | 287 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Taishin International Bank Co.,Ltd.](https://appshunter.io/developer/388917173) | [BANK OF TAIWAN](https://appshunter.io/developer/485551229) |

## What reviewers say

### Richart Life

[App page](https://appshunter.io/ios/app/richart-life/id1185371908)

This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.

**Highlights:** Integrated lifestyle services, Mobile payment support, Loyalty point redemption, Credit card management, Real-time transaction notifications, Coupon access

**Features:** Apple Wallet

**In-app purchases:** none


### 臺灣銀行 臺銀行動+

[App page](https://appshunter.io/ios/app/plus/id1629581135)

This banking app offers a secure and convenient way to manage your finances. It provides account overviews, payment services, and advanced security features like biometric authentication and real-time transaction alerts.

**Highlights:** Secure transaction monitoring, Biometric authentication, Unified account overview, TaiwanPay mobile payments, Voice-activated transfers, Branch and merchant locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Richart Life free?

Richart Life is free to download, with no in-app purchases.

### Is 臺灣銀行 臺銀行動+ free?

臺灣銀行 臺銀行動+ is free to download, with no in-app purchases.

### Which has better reviews, Richart Life or 臺灣銀行 臺銀行動+?

臺灣銀行 臺銀行動+ is rated higher. Richart Life averages 1.9 out of 5 from 20 ratings, while 臺灣銀行 臺銀行動+ averages 4.1 from 9 ratings.

### Do Richart Life or 臺灣銀行 臺銀行動+ have ads?

Richart Life shows ads; 臺灣銀行 臺銀行動+ does not.

### Which is updated more often, Richart Life or 臺灣銀行 臺銀行動+?

Richart Life ships an update every 4 weeks, and 臺灣銀行 臺銀行動+ monthly. Most recently, Richart Life was updated on August 21, 2026 and 臺灣銀行 臺銀行動+ on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*