# Money vs Spendwise

The clearest difference is price: Money at Free against Spendwise's $0.99. Money also leads on device support (4 vs 2) and iOS requirement (15.6 vs 17.0). Spendwise's advantage is in-app purchases (none vs 3) and update cadence (fortnightly vs monthly). On ads there is nothing between them.

Money is free to download; Spendwise costs $0.99 up front. Money sells 3 in-app purchases, starting at $6.99 per month. Spendwise asks for nothing beyond the download.

Money ships an update monthly, Spendwise fortnightly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Money | Spendwise |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.5 (451 ratings)](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews)** | — |
| Number of ratings | **451** | — |
| Positive reviews | 53.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 55 MB | 3 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jumsoft](https://appshunter.io/developer/325934228) | [WizEyes Tech](https://appshunter.io/developer/1439521845) |

## What reviewers say

### Money

[App page](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696)

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

**Highlights:** Smart budgeting with real-time tracking, Automatic expense categorization, Complete financial overview dashboard, Investment performance monitoring, Detailed financial reports with charts, iCloud sync and biometric security

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Direct Downloads Monthly | $6.99 | per month |
| Direct Downloads Yearly | $59.99 | per year |
| Money Standard | $99.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless sync across devices
- 📊 Useful reports and budgeting features
- 🌟 Great customer support

**What reviewers complain about**

- 🐛 Unreliable bank sync and connection issues
- 🔍 Confusing user interface and navigation
- 📈 Lacking advanced reporting and customization options
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect transaction import and balance issues
- Syncing problems between devices

**Requested features**

- Dark mode option
- Improved transaction categorization and rules
- Ability to share accounts with family members
- Better investment tracking and portfolio management


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise-expense-tracker/id6477726440)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Money free?

Money is free to download, with in-app purchases available.

### Is Spendwise free?

Spendwise costs $0.99, with no in-app purchases.

### Do Money or Spendwise have ads?

Neither Money nor Spendwise shows ads.

### Which is updated more often, Money or Spendwise?

Money ships an update monthly, and Spendwise fortnightly. Most recently, Money was updated on November 2, 2026 and Spendwise on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*