# Money vs Ledger Cloud

The clearest difference is ads: Money at none against Ledger Cloud's shown. Money also leads on device support (4 vs 2). Ledger Cloud's advantage is update cadence (every 3 days vs monthly). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Money sells 3 in-app purchases, starting at $6.99 per month and Ledger Cloud sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Money ships an update monthly, Ledger Cloud every 3 days. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Money | Ledger Cloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (451 ratings)](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews)** | — |
| Number of ratings | **451** | — |
| Positive reviews | 53.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 55 MB | 20 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jumsoft](https://appshunter.io/developer/325934228) | [Hafiz Zain ul Abideen](https://appshunter.io/developer/1451297766) |

## What reviewers say

### Money

[App page](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696)

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

**Highlights:** Smart budgeting with real-time tracking, Automatic expense categorization, Complete financial overview dashboard, Investment performance monitoring, Detailed financial reports with charts, iCloud sync and biometric security

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Direct Downloads Monthly | $6.99 | per month |
| Direct Downloads Yearly | $59.99 | per year |
| Money Standard | $99.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless sync across devices
- 📊 Useful reports and budgeting features
- 🌟 Great customer support

**What reviewers complain about**

- 🐛 Unreliable bank sync and connection issues
- 🔍 Confusing user interface and navigation
- 📈 Lacking advanced reporting and customization options
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect transaction import and balance issues
- Syncing problems between devices

**Requested features**

- Dark mode option
- Improved transaction categorization and rules
- Ability to share accounts with family members
- Better investment tracking and portfolio management


### Ledger Cloud

[App page](https://appshunter.io/ios/app/ledger-cloud/id6499039011)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Subscription | $4.99 | one-time |


## Frequently asked questions

### Is Money free?

Money is free to download, with in-app purchases available.

### Is Ledger Cloud free?

Ledger Cloud is free to download, with in-app purchases available.

### Do Money or Ledger Cloud have ads?

Ledger Cloud shows ads; Money does not.

### Which is updated more often, Money or Ledger Cloud?

Money ships an update monthly, and Ledger Cloud every 3 days. Most recently, Money was updated on November 2, 2026 and Ledger Cloud on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*