# Money vs SpendsMate

The clearest difference is ads: Money at none against SpendsMate's shown. Money also leads on device support (4 vs 2). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Money sells 3 in-app purchases, starting at $6.99 per month and SpendsMate sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Money | SpendsMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (451 ratings)](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews)** | — |
| Number of ratings | **451** | — |
| Positive reviews | 53.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | Freemium | — |
| Size | 55 MB | 49 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jumsoft](https://appshunter.io/developer/325934228) | [Naimish Verma](https://appshunter.io/developer/6779412638) |

## What reviewers say

### Money

[App page](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696)

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

**Highlights:** Smart budgeting with real-time tracking, Automatic expense categorization, Complete financial overview dashboard, Investment performance monitoring, Detailed financial reports with charts, iCloud sync and biometric security

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Direct Downloads Monthly | $6.99 | per month |
| Direct Downloads Yearly | $59.99 | per year |
| Money Standard | $99.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless sync across devices
- 📊 Useful reports and budgeting features
- 🌟 Great customer support

**What reviewers complain about**

- 🐛 Unreliable bank sync and connection issues
- 🔍 Confusing user interface and navigation
- 📈 Lacking advanced reporting and customization options
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect transaction import and balance issues
- Syncing problems between devices

**Requested features**

- Dark mode option
- Improved transaction categorization and rules
- Ability to share accounts with family members
- Better investment tracking and portfolio management


### SpendsMate

[App page](https://appshunter.io/ios/app/spendsmate/id6785473260)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendsMate Pro Monthly | $0.99 | per month |


## Frequently asked questions

### Is Money free?

Money is free to download, with in-app purchases available.

### Is SpendsMate free?

SpendsMate is free to download, with in-app purchases available.

### Do Money or SpendsMate have ads?

SpendsMate shows ads; Money does not.

### Which is updated more often, Money or SpendsMate?

Money ships an update monthly, and SpendsMate monthly. Most recently, Money was updated on November 6, 2026 and SpendsMate on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*