# Spending Tracker vs PennyDay

The clearest difference is price: PennyDay at Free against Spending Tracker's $1.99. PennyDay also leads on ratings volume (7 vs 1). Spending Tracker's advantage is in-app purchases (none vs 3) and ads (none vs shown). On update cadence there is nothing between them.

PennyDay is free to download; Spending Tracker costs $1.99 up front. PennyDay sells 3 in-app purchases, starting at $1.99 per month. Spending Tracker asks for nothing beyond the download.

Spending Tracker holds the better App Store score, 4.0 against 3.7. That said, the two scores are not equally well evidenced: PennyDay has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Spending Tracker's written reviews are positive against 73% of PennyDay's.

Spending Tracker ships an update every 5 days, PennyDay weekly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Spending Tracker | PennyDay |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/spending-tracker-account/id1187112070/reviews)** | [3.7 (7 ratings)](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | **100.0% of reviews** | 72.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Paid | **Ad-supported** |
| Size | 4 MB | 77 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [永文 胡](https://appshunter.io/developer/804677583) | [EFFENDY EKA SAPUTRA](https://appshunter.io/developer/1016446377) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-account/id1187112070)

Manage your personal finances by tracking income and expenses across multiple accounts and categories. View detailed reports with graphs and easily search for transactions. Secure your data with a passcode lock and sync across devices.

**Highlights:** Track income and expenses, Manage multiple accounts and payees, Categorize transactions, View daily, weekly, monthly, yearly summaries, Detailed graph reports, Search transactions, iCloud sync and passcode lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PennyDay

[App page](https://appshunter.io/ios/app/pennyday-expense-tracker/id1593342865)

Manage your finances with a calendar-based budget planner and expense tracker. Visualize cash flow by day, track multiple accounts, and gain insights into spending trends. Personalize categories with emojis for a more intuitive financial overview.

**Highlights:** Calendar budgeting, Expense tracking, Multi-account support, Emoji category customization, Insights and reports, Privacy features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PennyDay Pro | $1.99 | per month |
| PennyDay Pro | $3.99 | per 3 months |
| PennyDay Pro | $11.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker costs $1.99, with no in-app purchases.

### Is PennyDay free?

PennyDay is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or PennyDay?

Spending Tracker is rated higher. Spending Tracker averages 4.0 out of 5 from 1 ratings, while PennyDay averages 3.7 from 7 ratings.

### Do Spending Tracker or PennyDay have ads?

PennyDay shows ads; Spending Tracker does not.

### Which is updated more often, Spending Tracker or PennyDay?

Spending Tracker ships an update every 5 days, and PennyDay weekly. Most recently, Spending Tracker was updated on October 26, 2026 and PennyDay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*