# Upay.net vs Paynet

The clearest difference is review sentiment: Upay.net at 91% against Paynet's 43%. Upay.net also leads on rating (4.9 vs 4.6) and ratings volume (5.1K vs 190). Paynet's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Upay.net holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Upay.net has 5.1K ratings behind it against 190, so its average is the more settled of the two. Written reviews point the same way: 91% of Upay.net's written reviews are positive against 43% of Paynet's.

Upay.net ships an update monthly, Paynet every 2 weeks. The most recent releases landed on October 17, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Upay.net | Paynet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.1K ratings)](https://appshunter.io/ios/app/upaynet/id1187731173/reviews)** | [4.6 (190 ratings)](https://appshunter.io/ios/app/paynet/id1307888692/reviews) |
| Number of ratings | **5.1K** | 190 |
| Positive reviews | **91.2% of reviews** | 42.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 106 MB | 199 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Uzrek Payment Systems Inc](https://appshunter.io/developer/1187731172) | [JV Paynet LLC](https://appshunter.io/developer/1307888691) |

## What reviewers say

### Upay.net

[App page](https://appshunter.io/ios/app/upaynet/id1187731173)

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

**Highlights:** Mobile top-up for Uzbekistan and Tajikistan, Internet and utility bill payments, Multiple payment methods (Visa, Mastercard, PayPal), Transaction history, Save favorite numbers, Instant delivery after verification

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast and efficient
- 💡 Convenient and easy to use
- 🔒 Secure transactions
- 👍 Excellent customer support

**What reviewers complain about**

- 💰 High service fees
- 🐛 Occasional technical issues
- 🚫 Concerns about potential scams

**Reported bugs**

- Login issues
- Inconsistent app performance

**Requested features**

- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions


### Paynet

[App page](https://appshunter.io/ios/app/paynet/id1307888692)

This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.

**Highlights:** Card-to-card money transfers, Payments for over 1000 services, Check bank card balances, Track expenses via payment history, Top up balances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Upay.net free?

Upay.net is free to download, with no in-app purchases.

### Is Paynet free?

Paynet is free to download, with no in-app purchases.

### Which has better reviews, Upay.net or Paynet?

Upay.net is rated higher. Upay.net averages 4.9 out of 5 from 5.1K ratings, while Paynet averages 4.6 from 190 ratings.

### Do Upay.net or Paynet have ads?

Upay.net shows ads; Paynet does not.

### Which is updated more often, Upay.net or Paynet?

Upay.net ships an update monthly, and Paynet every 2 weeks. Most recently, Upay.net was updated on October 17, 2026 and Paynet on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*