# Upay.net vs Zoomrad

Upay.net and Zoomrad both sit at 4.9 stars, but that hides the real split: 92% of Upay.net's written reviews are positive against 24% of Zoomrad's. Upay.net also leads on ratings volume (5.2K vs 346) and device support (3 vs 1). Zoomrad's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upay.net against 4.8 for Zoomrad. That said, the two scores are not equally well evidenced: Upay.net has 5.2K ratings behind it against 346, so its average is the more settled of the two. Written reviews are what separate them: 92% of Upay.net's written reviews are positive against 24% of Zoomrad's.

Upay.net ships an update monthly, Zoomrad fortnightly. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Upay.net | Zoomrad |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.2K ratings)](https://appshunter.io/ios/app/upaynet/id1187731173/reviews)** | [4.8 (346 ratings)](https://appshunter.io/ios/app/zoomrad/id1522419775/reviews) |
| Number of ratings | **5.2K** | 346 |
| Positive reviews | **91.7% of reviews** | 24.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 106 MB | 222 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Uzrek Payment Systems Inc](https://appshunter.io/developer/1187731172) | [Aloqabank ATB](https://appshunter.io/developer/1412715300) |

## What reviewers say

### Upay.net

[App page](https://appshunter.io/ios/app/upaynet/id1187731173)

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

**Highlights:** Mobile top-up for Uzbekistan and Tajikistan, Internet and utility bill payments, Multiple payment methods (Visa, Mastercard, PayPal), Transaction history, Save favorite numbers, Instant delivery after verification

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast and efficient
- 💡 Convenient and easy to use
- 🔒 Secure transactions
- 👍 Excellent customer support

**What reviewers complain about**

- 💰 High service fees
- 🐛 Occasional technical issues
- 🚫 Concerns about potential scams

**Reported bugs**

- Login issues
- Inconsistent app performance

**Requested features**

- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions


### Zoomrad

[App page](https://appshunter.io/ios/app/zoomrad/id1522419775)

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

**Highlights:** Microloans, High-interest deposits, Service payments, Transit payments, Credit ban, Real-time tracking

**In-app purchases:** none


## Frequently asked questions

### Is Upay.net free?

Upay.net is free to download, with no in-app purchases.

### Is Zoomrad free?

Zoomrad is free to download, with no in-app purchases.

### Which has better reviews, Upay.net or Zoomrad?

Upay.net is rated higher. Upay.net averages 4.9 out of 5 from 5.2K ratings, while Zoomrad averages 4.8 from 346 ratings.

### Do Upay.net or Zoomrad have ads?

Upay.net shows ads; Zoomrad does not.

### Which is updated more often, Upay.net or Zoomrad?

Upay.net ships an update monthly, and Zoomrad fortnightly. Most recently, Upay.net was updated on October 26, 2026 and Zoomrad on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*