# Upay.net vs Relay Payments

The clearest difference is ads: Relay Payments at none against Upay.net's shown. Relay Payments also leads on monetization model (free vs ad-supported) and ratings volume (32K vs 5.3K). Upay.net's advantage is review sentiment (92% vs 63%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upay.net against 4.8 for Relay Payments. That said, the two scores are not equally well evidenced: Relay Payments has 32K ratings behind it against 5.3K, so its average is the more settled of the two. Written reviews are what separate them: 92% of Upay.net's written reviews are positive against 63% of Relay Payments's.

Upay.net ships an update every 3 weeks, Relay Payments every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Upay.net | Relay Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.3K ratings)](https://appshunter.io/ios/app/upaynet/id1187731173/reviews)** | [4.8 (32K ratings)](https://appshunter.io/ios/app/relay-payments/id1544184144/reviews) |
| Number of ratings | 5.3K | **32K** |
| Positive reviews | **91.9% of reviews** | 63.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 108 MB | 97 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Uzrek Payment Systems Inc](https://appshunter.io/developer/1187731172) | [Relay Payments](https://appshunter.io/developer/1544184146) |

## What reviewers say

### Upay.net

[App page](https://appshunter.io/ios/app/upaynet/id1187731173)

Easily send mobile credit, internet, and utility payments to family and friends in Uzbekistan and Tajikistan from abroad. Securely top up accounts using various payment methods with a convenient and user-friendly interface. Enjoy fast delivery and transaction history tracking.

**Highlights:** Mobile recharge for Uzbekistan and Tajikistan, Internet and utility bill payments, Supports Visa, Mastercard, PayPal, and more, Secure transactions and data protection, Transaction history and favorite numbers, Instant delivery after verification

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast and efficient
- 💡 Convenient and easy to use
- 🔒 Secure transactions
- 👍 Excellent customer support

**What reviewers complain about**

- 💰 High service fees
- 🐛 Occasional technical issues
- 🚫 Concerns about potential scams

**Reported bugs**

- Login issues
- Inconsistent app performance

**Requested features**

- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions


### Relay Payments

[App page](https://appshunter.io/ios/app/relay-payments/id1544184144)

This app simplifies payments for truck drivers, allowing them to pay for fuel, lumper fees, scales, and parking reservations digitally. It aims to eliminate the need for cash or checks, offering transparent pricing and discounts at participating merchants.

**Highlights:** Instant digital payments for truckers, Pay for discounted fuel, Settle lumper fees at warehouses, Digital payments for scales, Locate and reserve truck parking, Cardless fuel purchases, Transparent pricing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and easy to use
- 👍 Convenient payment options
- 💡 Helpful for lumper fee payments
- 🚀 Fast and streamlined payment process

**What reviewers complain about**

- ⏱️ Slow payment processing times
- 🔍 Lack of transparency in fees
- 🤖 Poor customer service and support
- 🐛 App crashes and bugs
- 💰 Unexpected charges and high fees

**Reported bugs**

- App freezes and crashes
- Issues with payment processing
- Trouble accessing account information

**Requested features**

- Integrate loyalty rewards programs
- Provide more fuel discount options
- Allow bank account/EFT payments
- Improve receipt and transaction history access


## Frequently asked questions

### Is Upay.net free?

Upay.net is free to download, with no in-app purchases.

### Is Relay Payments free?

Relay Payments is free to download, with no in-app purchases.

### Which has better reviews, Upay.net or Relay Payments?

Upay.net is rated higher. Upay.net averages 4.9 out of 5 from 5.3K ratings, while Relay Payments averages 4.8 from 32K ratings.

### Do Upay.net or Relay Payments have ads?

Upay.net shows ads; Relay Payments does not.

### Which is updated more often, Upay.net or Relay Payments?

Upay.net ships an update every 3 weeks, and Relay Payments every 2 weeks. Most recently, Upay.net was updated on November 6, 2026 and Relay Payments on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*