# Upay.net vs Card Authenticator

The clearest difference is ads: Card Authenticator at none against Upay.net's shown. Card Authenticator also leads on iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Upay.net | Card Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.1K ratings)](https://appshunter.io/ios/app/upaynet/id1187731173/reviews)** | — |
| Number of ratings | **5.1K** | — |
| Positive reviews | 90.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | — |
| Monetization | Free with in-app purchases | — |
| Size | 105 MB | 46 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Uzrek Payment Systems Inc](https://appshunter.io/developer/1187731172) | [WEX, Inc.](https://appshunter.io/developer/480887519) |

## What reviewers say

### Upay.net

[App page](https://appshunter.io/ios/app/upaynet/id1187731173)

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

**Highlights:** Mobile top-up for Uzbekistan and Tajikistan, Internet and utility bill payments, Multiple payment methods (Visa, Mastercard, PayPal), Transaction history, Save favorite numbers, Instant delivery after verification

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast and efficient
- 💡 Convenient and easy to use
- 🔒 Secure transactions
- 👍 Excellent customer support

**What reviewers complain about**

- 💰 High service fees
- 🐛 Occasional technical issues
- 🚫 Concerns about potential scams

**Reported bugs**

- Login issues
- Inconsistent app performance

**Requested features**

- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions


### Card Authenticator

[App page](https://appshunter.io/ios/app/card-authenticator/id6446494443)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Upay.net free?

Upay.net is free to download, with no in-app purchases.

### Is Card Authenticator free?

Card Authenticator is free to download, with no in-app purchases.

### Do Upay.net or Card Authenticator have ads?

Upay.net shows ads; Card Authenticator does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*