# Upay.net vs UmmahCrowd

The clearest difference is ads: UmmahCrowd at none against Upay.net's shown. UmmahCrowd also leads on update cadence (every 2 days vs monthly) and monetization model (free vs free with in-app purchases). Upay.net's advantage is ratings volume (5.3K vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Upay.net against 5.0 for UmmahCrowd. That said, the two scores are not equally well evidenced: Upay.net has 5.3K ratings behind it against 1, so its average is the more settled of the two.

Upay.net ships an update monthly, UmmahCrowd every 2 days. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Upay.net | UmmahCrowd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (5.3K ratings)](https://appshunter.io/ios/app/upaynet/id1187731173/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ummahcrowd/id6755730963/reviews)** |
| Number of ratings | **5.3K** | 1 |
| Positive reviews | 91.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 106 MB | 78 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Uzrek Payment Systems Inc](https://appshunter.io/developer/1187731172) | [Shukrullo Khojaev](https://appshunter.io/developer/1855918564) |

## What reviewers say

### Upay.net

[App page](https://appshunter.io/ios/app/upaynet/id1187731173)

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

**Highlights:** Mobile top-up for Uzbekistan and Tajikistan, Internet and utility bill payments, Multiple payment methods (Visa, Mastercard, PayPal), Transaction history, Save favorite numbers, Instant delivery after verification

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast and efficient
- 💡 Convenient and easy to use
- 🔒 Secure transactions
- 👍 Excellent customer support

**What reviewers complain about**

- 💰 High service fees
- 🐛 Occasional technical issues
- 🚫 Concerns about potential scams

**Reported bugs**

- Login issues
- Inconsistent app performance

**Requested features**

- Add support for more payment methods
- Improve exchange rate transparency
- Introduce a fee-free option for certain transactions


### UmmahCrowd

[App page](https://appshunter.io/ios/app/ummahcrowd/id6755730963)

This platform empowers the Muslim community to launch startups, raise funds for various causes, and send e-gifts. It leverages AI to help users create compelling campaign descriptions and connect with their community for support.

**Highlights:** AI-powered campaign creation, Crowdfunding for causes, Startup funding and pre-orders, E-gifting for special occasions, Community support and engagement, Track campaign progress

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Upay.net free?

Upay.net is free to download, with no in-app purchases.

### Is UmmahCrowd free?

UmmahCrowd is free to download, with no in-app purchases.

### Which has better reviews, Upay.net or UmmahCrowd?

UmmahCrowd is rated higher. Upay.net averages 4.9 out of 5 from 5.3K ratings, while UmmahCrowd averages 5.0 from 1 ratings.

### Do Upay.net or UmmahCrowd have ads?

Upay.net shows ads; UmmahCrowd does not.

### Which is updated more often, Upay.net or UmmahCrowd?

Upay.net ships an update monthly, and UmmahCrowd every 2 days. Most recently, Upay.net was updated on October 29, 2026 and UmmahCrowd on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*