# Swile BR vs payfy

The clearest difference is review sentiment: payfy at 60% against Swile BR's 7%. Swile BR's advantage is rating (4.1 vs 1.0) and ratings volume (38 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swile BR holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: Swile BR has 38 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 7% of Swile BR's written reviews are positive against 60% of payfy's, so the app with the better star average is not the one people write more warmly about.

Swile BR ships an update weekly, payfy fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Swile BR | payfy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (38 ratings)](https://appshunter.io/ios/app/swile-br/id1187752428/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/payfy/id1561135298/reviews) |
| Number of ratings | **38** | 1 |
| Positive reviews | 7.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | Free |
| Size | 187 MB | 61 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +17 | 4+ |
| Developer | [Swile do Brasil S.A](https://appshunter.io/developer/1187752427) | [PAYFY S/A](https://appshunter.io/developer/1368599385) |

## What reviewers say

### Swile BR

[App page](https://appshunter.io/ios/app/swile-br/id1187752428)

This app simplifies managing employee benefits through a smart card and a mobile application. It offers real-time control over all your benefits, enhancing the employee experience. Designed for seamless integration between companies and their workforce.

**Highlights:** Employee benefits management, Smart card integration, Real-time benefit control, Enhanced employee experience, Workplace engagement tool

**Features:** Apple Wallet

**In-app purchases:** none


### payfy

[App page](https://appshunter.io/ios/app/payfy/id1561135298)

Manage company expenses and employee spending with smart corporate cards. Streamline payment processes, reduce administrative tasks, and simplify accounting. Offers features like Pix transfers, bill payments, and expense reimbursements.

**Highlights:** Smart corporate cards, Employee spending autonomy, Pix transfers, Boleto bill payments, Virtual and physical card management, Expense and KM reimbursements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Swile BR free?

Swile BR is free to download, with no in-app purchases.

### Is payfy free?

payfy is free to download, with no in-app purchases.

### Which has better reviews, Swile BR or payfy?

Swile BR is rated higher. Swile BR averages 4.1 out of 5 from 38 ratings, while payfy averages 1.0 from 1 ratings.

### Do Swile BR or payfy have ads?

Neither Swile BR nor payfy shows ads.

### Which is updated more often, Swile BR or payfy?

Swile BR ships an update weekly, and payfy fortnightly. Most recently, Swile BR was updated on November 6, 2026 and payfy on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*