# ATH Business vs Quebrada Coop

The clearest difference is rating: Quebrada Coop at 5.0 against ATH Business's 3.0. Quebrada Coop also leads on monetization model (free vs ad-supported). ATH Business's advantage is update cadence (every 2 months vs every 27 months) and ratings volume (132 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Quebrada Coop holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: ATH Business has 132 ratings behind it against 1, so its average is the more settled of the two.

ATH Business ships an update every 2 months, Quebrada Coop every 27 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | ATH Business | Quebrada Coop |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (132 ratings)](https://appshunter.io/ios/app/ath-business/id1189153513/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/quebrada-coop/id1621731064/reviews)** |
| Number of ratings | **132** | 1 |
| Positive reviews | 11.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 27 months |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 8 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [EVERTEC](https://appshunter.io/developer/658539300) | [COOPERATIVA DE AHORRO Y CREDITO BO. QUEBRADA DE CAMUY, P.R.](https://appshunter.io/developer/1621731366) |

## What reviewers say

### ATH Business

[App page](https://appshunter.io/ios/app/ath-business/id1189153513)

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

**Highlights:** Receive real-time secure payments, Use custom business identifier for payments, Send refunds, Generate payment and refund reports, Receive weekly and monthly payment summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to pay businesses and individuals
- 👍 Convenient for on-the-go transactions
- 👍 Useful for business owners
- 👍 Can pay with barcode or phone number

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Login issues (invalid email, unrecognized phone number)
- 🐛 Update issues (redirects to iTunes)
- 🐛 Transaction fees for businesses

**Reported bugs**

- App not supported on jailbroken devices
- App crashes when trying to update
- App crashes when trying to export transactions
- App crashes when Touch ID or Face ID is activated
- App crashes upon opening

**Requested features**

- Allow business-to-business transfers without personal ATH Movil
- Allow sending money without using regular ATH Movil
- Increase text size
- Allow refunds to return fees
- Temporary accounts for employees


### Quebrada Coop

[App page](https://appshunter.io/ios/app/quebrada-coop/id1621731064)

Securely access your cooperative accounts from your mobile device. Log in using your Home Banking credentials to manage your finances on the go. Enrollment in Home Banking is required to use this service.

**Highlights:** Secure account access, Mobile banking, Home Banking integration, Account management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ATH Business free?

ATH Business is free to download, with no in-app purchases.

### Is Quebrada Coop free?

Quebrada Coop is free to download, with no in-app purchases.

### Which has better reviews, ATH Business or Quebrada Coop?

Quebrada Coop is rated higher. ATH Business averages 3.0 out of 5 from 132 ratings, while Quebrada Coop averages 5.0 from 1 ratings.

### Do ATH Business or Quebrada Coop have ads?

Neither ATH Business nor Quebrada Coop shows ads.

### Which is updated more often, ATH Business or Quebrada Coop?

ATH Business ships an update every 2 months, and Quebrada Coop every 27 months. Most recently, ATH Business was updated on November 11, 2026 and Quebrada Coop on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*