# ATH Business vs Oriental Bank

The clearest difference is review sentiment: Oriental Bank at 83% against ATH Business's 12%. Oriental Bank also leads on rating (4.9 vs 3.0) and ratings volume (24K vs 132). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oriental Bank holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Oriental Bank has 24K ratings behind it against 132, so its average is the more settled of the two. Written reviews point the same way: 12% of ATH Business's written reviews are positive against 83% of Oriental Bank's.

ATH Business ships an update every 2 months, Oriental Bank monthly. Both last shipped on November 11, 2026.

## The numbers

| Metric | ATH Business | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (132 ratings)](https://appshunter.io/ios/app/ath-business/id1189153513/reviews) | **[4.9 (24K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 132 | **24K** |
| Positive reviews | 11.6% of reviews | **82.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 120 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [EVERTEC](https://appshunter.io/developer/658539300) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### ATH Business

[App page](https://appshunter.io/ios/app/ath-business/id1189153513)

Process real-time, secure payments and send refunds directly to your business's unique identifier. Generate detailed payment and refund reports, and receive weekly and monthly summaries. Requires an affiliated bank or cooperative and a debit card.

**Highlights:** Receive real-time secure payments, Use custom business identifier for payments, Send refunds, Generate payment and refund reports, Receive weekly and monthly payment summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to pay businesses and individuals
- 👍 Convenient for on-the-go transactions
- 👍 Useful for business owners
- 👍 Can pay with barcode or phone number

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Login issues (invalid email, unrecognized phone number)
- 🐛 Update issues (redirects to iTunes)
- 🐛 Transaction fees for businesses

**Reported bugs**

- App not supported on jailbroken devices
- App crashes when trying to update
- App crashes when trying to export transactions
- App crashes when Touch ID or Face ID is activated
- App crashes upon opening

**Requested features**

- Allow business-to-business transfers without personal ATH Movil
- Allow sending money without using regular ATH Movil
- Increase text size
- Allow refunds to return fees
- Temporary accounts for employees


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is ATH Business free?

ATH Business is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, ATH Business or Oriental Bank?

Oriental Bank is rated higher. ATH Business averages 3.0 out of 5 from 132 ratings, while Oriental Bank averages 4.9 from 24K ratings.

### Do ATH Business or Oriental Bank have ads?

Neither ATH Business nor Oriental Bank shows ads.

### Which is updated more often, ATH Business or Oriental Bank?

ATH Business ships an update every 2 months, and Oriental Bank monthly. Most recently, ATH Business was updated on November 11, 2026 and Oriental Bank on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*