# Money Focus vs Budgets

The clearest difference is ads: Budgets at none against Money Focus's shown. Budgets also leads on update cadence (fortnightly vs every 4 months). Money Focus's advantage is iOS requirement (15.6 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Money Focus ships an update every 4 months, Budgets fortnightly. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Money Focus | Budgets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (72 ratings)](https://appshunter.io/ios/app/money-focus/id1190195502/reviews)** | — |
| Number of ratings | **72** | — |
| Positive reviews | 79.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Subscription | — |
| Size | 46 MB | 6 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [LINKLINKS LTD](https://appshunter.io/developer/600375781) | [Michael van de Kerkhof](https://appshunter.io/developer/1892212649) |

## What reviewers say

### Money Focus

[App page](https://appshunter.io/ios/app/money-focus/id1190195502)

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

**Highlights:** Account transaction and balance tracking, Budget creation and tracking, Bill management with reminders, Income and expense tracking, Multiple profile support, Financial reports and charts, Passcode protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $2.99 | per 6 months |
| Pro Version | $4.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💰 Great for tracking expenses
- 📈 Excellent for planning and organization
- 🗄️ Comprehensive features
- 📊 Useful reporting options

**What reviewers complain about**

- 🐛 Frequent crashes
- 💸 Ads in free version
- 📉 Confusing budgeting module
- 🔄 Issues after updates
- ⚠️ Data loss reported

**Reported bugs**

- Auto-fill for payers and payees not working after update 7.0
- SALDI DEI CONTI and FLUSSO CONTANTI fields not working
- QUEST’ANNO search not working
- Decimal point not available in calculator
- App crashes when updating category

**Requested features**

- Add decimal point/period to calculator
- Add Arabic language support
- Improve auto-fill for payers and payees
- Add import functionality
- Implement stack to add view money transactions and budget


### Budgets

[App page](https://appshunter.io/ios/app/budgets-spending-tracker/id6761960092)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Budgets | $2.99 | one-time |


## Frequently asked questions

### Is Money Focus free?

Money Focus is free to download, with in-app purchases available.

### Is Budgets free?

Budgets is free to download, with in-app purchases available.

### Do Money Focus or Budgets have ads?

Money Focus shows ads; Budgets does not.

### Which is updated more often, Money Focus or Budgets?

Money Focus ships an update every 4 months, and Budgets fortnightly. Most recently, Money Focus was updated on October 13, 2026 and Budgets on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*