# 随借 vs U钱包

The clearest difference is iOS requirement: 随借 at 10.0 against U钱包's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

随借 ships an update every 4 weeks, U钱包 every 5 weeks. The most recent releases landed on September 19, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | 随借 | U钱包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/u-app/id1406674094/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | — | Free |
| Size | 72 MB | 39 MB |
| Requires iOS | **10.0** | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [上海黄浦红星小额贷款有限公司](https://appshunter.io/developer/1299521232) | [德云晟小额贷款股份有限公司](https://appshunter.io/developer/1464117186) |

## What reviewers say

### 随借

[App page](https://appshunter.io/ios/app/id1190256237)

**Features:** macOS Compatibility

**In-app purchases:** none


### U钱包

[App page](https://appshunter.io/ios/app/u-app/id1406674094)

This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.

**Highlights:** Loan amounts from 10,000-30,000 yuan, Low interest rates from 0.021%, Flexible monthly repayment options, Online application with facial recognition, Machine-driven approval process, Big data risk control for security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 随借 free?

随借 is free to download, with no in-app purchases.

### Is U钱包 free?

U钱包 is free to download, with no in-app purchases.

### Do 随借 or U钱包 have ads?

Neither 随借 nor U钱包 shows ads.

### Which is updated more often, 随借 or U钱包?

随借 ships an update every 4 weeks, and U钱包 every 5 weeks. Most recently, 随借 was updated on September 19, 2026 and U钱包 on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*