# VETC vs HDBank

The clearest difference is rating: HDBank at 3.6 against VETC's 1.5. HDBank also leads on review sentiment (34% vs 7%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDBank holds the better App Store score, 3.6 against 1.5. Both are backed by a comparable volume of ratings — 226 and 100 respectively. Written reviews point the same way: 7% of VETC's written reviews are positive against 34% of HDBank's.

VETC ships an update every 2 weeks, HDBank fortnightly. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | VETC | HDBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (226 ratings)](https://appshunter.io/ios/app/vetc/id1190447960/reviews) | **[3.6 (100 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** |
| Number of ratings | **226** | 100 |
| Positive reviews | 6.6% of reviews | **34.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 181 MB | 644 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VETC ELECTRONIC TOLL COLLECTION COMPANY LIMITED](https://appshunter.io/developer/1479959421) | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) |

## What reviewers say

### VETC

[App page](https://appshunter.io/ios/app/vetc/id1190447960)

This app facilitates seamless automatic toll payments and offers comprehensive support for car owners. It provides various features for managing your account, including flexible fund transfers, ticket purchases, and transaction history tracking. Additionally, it offers cashless payment solutions for fuel and parking, along with traffic news and exclusive service vouchers.

**Highlights:** Automatic toll payment, Account top-up/withdrawal/transfer, Monthly/quarterly ticket purchase, Account and transaction history lookup, Cashless fuel and parking payments, Traffic news updates, Service voucher redemption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VETC free?

VETC is free to download, with no in-app purchases.

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Which has better reviews, VETC or HDBank?

HDBank is rated higher. VETC averages 1.5 out of 5 from 226 ratings, while HDBank averages 3.6 from 100 ratings.

### Do VETC or HDBank have ads?

Neither VETC nor HDBank shows ads.

### Which is updated more often, VETC or HDBank?

VETC ships an update every 2 weeks, and HDBank fortnightly. Most recently, VETC was updated on October 10, 2026 and HDBank on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*