# Swile vs Mon Epargne

The clearest difference is rating: Swile at 4.7 against Mon Epargne's 1.7. Swile also leads on review sentiment (89% vs 48%) and ratings volume (355 vs 6). Mon Epargne's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swile holds the better App Store score, 4.7 against 1.7. That said, the two scores are not equally well evidenced: Swile has 355 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 89% of Swile's written reviews are positive against 48% of Mon Epargne's.

Swile ships an update weekly, Mon Epargne every 2 weeks. Both last shipped on November 11, 2026.

## The numbers

| Metric | Swile | Mon Epargne |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (355 ratings)](https://appshunter.io/ios/app/swile/id1190612035/reviews)** | [1.7 (6 ratings)](https://appshunter.io/ios/app/mon-epargne/id1216177418/reviews) |
| Number of ratings | **355** | 6 |
| Positive reviews | **88.9% of reviews** | 47.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 243 MB | 123 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 12+ |
| Developer | [Swile](https://appshunter.io/developer/1190612034) | [Amundi](https://appshunter.io/developer/1216177417) |

## What reviewers say

### Swile

[App page](https://appshunter.io/ios/app/swile/id1190612035)

This app consolidates all your employee benefits, including meal vouchers, gift cards, and personal funds, onto a single virtual card. Manage your balance, view transactions, and access your PIN code all within the application.

**Highlights:** Consolidated employee benefits, Virtual card for mobile payments, View balance and transactions, Access PIN code, Donate to charities, Exclusive deals and offers

**Features:** Apple Wallet

**In-app purchases:** none


### Mon Epargne

[App page](https://appshunter.io/ios/app/mon-epargne/id1216177418)

Easily view your employee savings and retirement plans. Get a clear overview of your savings, transaction history, and available investment options. Manage your finances with intuitive tools and services designed for simplicity and accessibility.

**Highlights:** View savings and retirement plans, Track savings evolution, Detailed plan information, Transaction history, Available investment options, Financial management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Swile free?

Swile is free to download, with no in-app purchases.

### Is Mon Epargne free?

Mon Epargne is free to download, with no in-app purchases.

### Which has better reviews, Swile or Mon Epargne?

Swile is rated higher. Swile averages 4.7 out of 5 from 355 ratings, while Mon Epargne averages 1.7 from 6 ratings.

### Do Swile or Mon Epargne have ads?

Neither Swile nor Mon Epargne shows ads.

### Which is updated more often, Swile or Mon Epargne?

Swile ships an update weekly, and Mon Epargne every 2 weeks. Most recently, Swile was updated on November 11, 2026 and Mon Epargne on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*