# Swile vs Simply Pay

The clearest difference is review sentiment: Swile at 88% against Simply Pay's 48%. Swile also leads on rating (4.7 vs 4.3) and update cadence (weekly vs every 5 weeks). Simply Pay's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swile holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Swile has 353 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 88% of Swile's written reviews are positive against 48% of Simply Pay's.

Swile ships an update weekly, Simply Pay every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Swile | Simply Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (353 ratings)](https://appshunter.io/ios/app/swile/id1190612035/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/simply-pay/id1573582913/reviews) |
| Number of ratings | **353** | 4 |
| Positive reviews | **88.5% of reviews** | 48.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 243 MB | 53 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Swile](https://appshunter.io/developer/1190612034) | [LM CONTROL](https://appshunter.io/developer/1573582915) |

## What reviewers say

### Swile

[App page](https://appshunter.io/ios/app/swile/id1190612035)

This app consolidates all your employee benefits, including meal vouchers, gift cards, and personal funds, onto a single virtual card. Manage your balance, view transactions, and access your PIN code all within the application.

**Highlights:** Consolidated employee benefits, Virtual card for mobile payments, View balance and transactions, Access PIN code, Donate to charities, Exclusive deals and offers

**Features:** Apple Wallet

**In-app purchases:** none


### Simply Pay

[App page](https://appshunter.io/ios/app/simply-pay/id1573582913)

Easily pay for services at laundromats and car washes directly from your smartphone. This app offers a secure private wallet, exclusive promotions, and customer loyalty rewards for a seamless payment experience.

**Highlights:** Fast and secure payments, Integrated virtual wallet, Promotional offers and benefits, Customer loyalty program, QR code scanning for payment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Swile free?

Swile is free to download, with no in-app purchases.

### Is Simply Pay free?

Simply Pay is free to download, with no in-app purchases.

### Which has better reviews, Swile or Simply Pay?

Swile is rated higher. Swile averages 4.7 out of 5 from 353 ratings, while Simply Pay averages 4.3 from 4 ratings.

### Do Swile or Simply Pay have ads?

Neither Swile nor Simply Pay shows ads.

### Which is updated more often, Swile or Simply Pay?

Swile ships an update weekly, and Simply Pay every 5 weeks. Most recently, Swile was updated on November 2, 2026 and Simply Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*