# BCRemit vs HSBC Philippines

The clearest difference is review sentiment: BCRemit at 94% against HSBC Philippines's 41%. BCRemit also leads on rating (5.0 vs 2.3) and iOS requirement (14.0 vs 16.0). HSBC Philippines's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCRemit holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 5 and 9 respectively. Written reviews point the same way: 94% of BCRemit's written reviews are positive against 41% of HSBC Philippines's.

BCRemit ships an update monthly, HSBC Philippines every 6 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | BCRemit | HSBC Philippines |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/bcremit/id1190896653/reviews)** | [2.3 (9 ratings)](https://appshunter.io/ios/app/hsbc-philippines/id6743421331/reviews) |
| Number of ratings | 5 | **9** |
| Positive reviews | **94.4% of reviews** | 40.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 123 MB | 416 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BC Remittance Ltd.](https://appshunter.io/developer/1190896652) | [THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (PH)](https://appshunter.io/developer/1802765677) |

## What reviewers say

### BCRemit

[App page](https://appshunter.io/ios/app/bcremit/id1190896653)

Send money to the Philippines securely and conveniently from the UK, Europe, US, or Canada. Offers low fees, competitive exchange rates, and fast transfers to GCash, banks, or for cash pickup. Also facilitates bill payments for government contributions and developers.

**Highlights:** Low transfer fees, High exchange rates, Fast transfers to GCash & banks, Cash pickup options, Pay SSS, Pag-IBIG, PhilHealth, 24/7 customer support, Fully licensed and secure

**Features:** macOS Compatibility

**In-app purchases:** none


### HSBC Philippines

[App page](https://appshunter.io/ios/app/hsbc-philippines/id6743421331)

This mobile banking application offers a secure and convenient way for existing HSBC Philippines customers to manage their finances on the go. It allows for easy account viewing, money transfers, and personalized security settings, all optimized for accessibility.

**Highlights:** Secure biometric login, View accounts at a glance, Send money transfers, Manage devices and security, Optimized for accessibility, Push notifications for alerts

**In-app purchases:** none


## Frequently asked questions

### Is BCRemit free?

BCRemit is free to download, with no in-app purchases.

### Is HSBC Philippines free?

HSBC Philippines is free to download, with no in-app purchases.

### Which has better reviews, BCRemit or HSBC Philippines?

BCRemit is rated higher. BCRemit averages 5.0 out of 5 from 5 ratings, while HSBC Philippines averages 2.3 from 9 ratings.

### Do BCRemit or HSBC Philippines have ads?

BCRemit shows ads; HSBC Philippines does not.

### Which is updated more often, BCRemit or HSBC Philippines?

BCRemit ships an update monthly, and HSBC Philippines every 6 weeks. Most recently, BCRemit was updated on November 2, 2026 and HSBC Philippines on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*