# Efectivale Móvil vs Zenfi

The clearest difference is review sentiment: Zenfi at 75% against Efectivale Móvil's 2%. Zenfi also leads on rating (4.9 vs 2.0) and ratings volume (647 vs 4). Efectivale Móvil's advantage is in-app purchases (none vs 8). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Zenfi sells 8 in-app purchases, starting at $1.99 per month. Efectivale Móvil asks for nothing beyond the download.

Zenfi holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: Zenfi has 647 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 2% of Efectivale Móvil's written reviews are positive against 75% of Zenfi's.

Efectivale Móvil ships an update every 3 weeks, Zenfi fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Efectivale Móvil | Zenfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (4 ratings)](https://appshunter.io/ios/app/efectivale-movil/id1190940496/reviews) | **[4.9 (647 ratings)](https://appshunter.io/ios/app/zenfi/id1525003695/reviews)** |
| Number of ratings | 4 | **647** |
| Positive reviews | 1.9% of reviews | **75.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 49 MB | 89 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Efectivale S. de R.L. de C.V.](https://appshunter.io/developer/1203970258) | [Zenfi Tecnologias, S.A.P.I. de C.V.](https://appshunter.io/developer/1578523502) |

## What reviewers say

### Efectivale Móvil

[App page](https://appshunter.io/ios/app/efectivale-movil/id1190940496)

Quickly and easily check your card balance and recent transactions remotely. Access various functionalities for your travel, expense, fuel, corporate, and food cards. Register to start enjoying all the benefits.

**Highlights:** Check card balance, View last 5 transactions, Supports multiple card types, Remote access, Easy registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zenfi

[App page](https://appshunter.io/ios/app/zenfi/id1525003695)

Understand your credit report and score for free. Access your SAT fiscal information, monitor transactions, and receive personalized tips to improve your financial health. Take control of your money with this comprehensive financial tool.

**Highlights:** Free credit report consultation, Understand and improve credit score, Access SAT fiscal information, Monitor income and expenses, Personalized financial tips, Identity theft alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SAT Plus | $1.99 | per month |
| SAT Plus | $3.99 | per month |
| Buró Plus | $4.99 | per month |
| SAT Plus | $19.99 | per year |
| SAT Plus | $39.99 | per year |
| Buró Plus | $49.99 | per year |
| Reporte de Buró | $1.99 | one-time |
| Reporte de Buró | $2.99 | one-time |


## Frequently asked questions

### Is Efectivale Móvil free?

Efectivale Móvil is free to download, with no in-app purchases.

### Is Zenfi free?

Zenfi is free to download, with in-app purchases available.

### Which has better reviews, Efectivale Móvil or Zenfi?

Zenfi is rated higher. Efectivale Móvil averages 2.0 out of 5 from 4 ratings, while Zenfi averages 4.9 from 647 ratings.

### Do Efectivale Móvil or Zenfi have ads?

Neither Efectivale Móvil nor Zenfi shows ads.

### Which is updated more often, Efectivale Móvil or Zenfi?

Efectivale Móvil ships an update every 3 weeks, and Zenfi fortnightly. Most recently, Efectivale Móvil was updated on October 24, 2026 and Zenfi on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*