# UCOPAY+ vs Modi Services

The clearest difference is update cadence: Modi Services at every 5 days against UCOPAY+'s every 6 months. UCOPAY+'s advantage is iOS requirement (12.0 vs 17.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UCOPAY+ ships an update every 6 months, Modi Services every 5 days. The most recent releases landed on August 15, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | UCOPAY+ | Modi Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/ucopay-plus/id1191452060/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 19.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 5 days** |
| Monetization | Free | — |
| Size | 24 MB | 29 MB |
| Requires iOS | **12.0** | 17.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [UCO BANK](https://appshunter.io/developer/1045009109) | [INVEDGE CONSULTANTS PRIVATE LIMITED](https://appshunter.io/developer/1747334208) |

## What reviewers say

### UCOPAY+

[App page](https://appshunter.io/ios/app/ucopay-plus/id1191452060)

This digital wallet app allows users to manage finances, pay bills, and transfer money electronically. Load funds via net banking, cards, or from friends, then use it for recharges, utility payments, and online purchases. Merchants can also create QR codes for easy payment acceptance.

**Highlights:** Digital wallet for financial transactions, Load money via net banking, debit/credit cards, Pay bills and recharge mobile/DTH, Send and receive money, QR code scanning for payments, Transaction statement access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Modi Services

[App page](https://appshunter.io/ios/app/modi-services/id6809311141)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UCOPAY+ free?

UCOPAY+ is free to download, with no in-app purchases.

### Is Modi Services free?

Modi Services is free to download, with no in-app purchases.

### Do UCOPAY+ or Modi Services have ads?

Neither UCOPAY+ nor Modi Services shows ads.

### Which is updated more often, UCOPAY+ or Modi Services?

UCOPAY+ ships an update every 6 months, and Modi Services every 5 days. Most recently, UCOPAY+ was updated on August 15, 2026 and Modi Services on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*