# 集保e手掌握(集保e存摺/手機存摺) vs 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎

The clearest difference is rating: 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 at 4.8 against 集保e手掌握(集保e存摺/手機存摺)'s 3.2. 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 also leads on ratings volume (1.3K vs 5) and update cadence (every 2 weeks vs every 2 months). 集保e手掌握(集保e存摺/手機存摺)'s advantage is review sentiment (62% vs 22%) and ads (none vs shown). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 has 1.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 62% of 集保e手掌握(集保e存摺/手機存摺)'s written reviews are positive against 22% of 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎's, so the app with the better star average is not the one people write more warmly about.

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 every 2 weeks. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 集保e手掌握(集保e存摺/手機存摺) | 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/ee/id1191681741/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/id1276986959/reviews)** |
| Number of ratings | 5 | **1.3K** |
| Positive reviews | **61.7% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 63 MB | 142 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [臺灣集中保管結算所](https://appshunter.io/developer/864912797) | [invos Co.,Ltd.](https://appshunter.io/developer/1472693755) |

## What reviewers say

### 集保e手掌握(集保e存摺/手機存摺)

[App page](https://appshunter.io/ios/app/ee/id1191681741)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

**Highlights:** Consolidated asset overview, Shareholder rights information, Stock market data and news, Fund information and performance, TISA account access, Personalized settings and help, Notification center

**In-app purchases:** none


### 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎

[App page](https://appshunter.io/ios/app/id1276986959)

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Helpful for getting winning number alerts
- 👍 Convenient app for managing multiple cards
- 🎉 Provides useful features

**What reviewers complain about**

- 🐛 Bugs with small tools and member card functionality
- 🔍 Too many useless notifications and promotions
- 🤔 Member card barcode size issue
- 🗑️ User data keeps disappearing
- 💻 App is very difficult to use

**Reported bugs**

- Small tools not working on iPhone 14 Pro
- Consumption details not loading properly
- Frequent crashes and API issues

**Requested features**

- Winning number notification for cloud invoice lottery
- Customizable app theme and color options
- Direct QR code display on Apple Watch
- Add more bank account options


## Frequently asked questions

### Is 集保e手掌握(集保e存摺/手機存摺) free?

集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.

### Is 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 free?

發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 is free to download, with no in-app purchases.

### Which has better reviews, 集保e手掌握(集保e存摺/手機存摺) or 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎?

發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 is rated higher. 集保e手掌握(集保e存摺/手機存摺) averages 3.2 out of 5 from 5 ratings, while 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 averages 4.8 from 1.3K ratings.

### Do 集保e手掌握(集保e存摺/手機存摺) or 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 have ads?

發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 shows ads; 集保e手掌握(集保e存摺/手機存摺) does not.

### Which is updated more often, 集保e手掌握(集保e存摺/手機存摺) or 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎?

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, and 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 every 2 weeks. Most recently, 集保e手掌握(集保e存摺/手機存摺) was updated on October 16, 2026 and 發票存摺：統一發票雲端對獎＋電子發票載具歸戶＋發票回饋兌獎 on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*