# 集保e手掌握(集保e存摺/手機存摺) vs Smoney

The clearest difference is rating: Smoney at 4.9 against 集保e手掌握(集保e存摺/手機存摺)'s 3.2. Smoney also leads on review sentiment (85% vs 62%) and ratings volume (314 vs 5). 集保e手掌握(集保e存摺/手機存摺)'s advantage is ads (none vs shown). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smoney holds the better App Store score, 4.9 against 3.2. That said, the two scores are not equally well evidenced: Smoney has 314 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 62% of 集保e手掌握(集保e存摺/手機存摺)'s written reviews are positive against 85% of Smoney's.

集保e手掌握(集保e存摺/手機存摺) ships an update every 5 weeks, Smoney every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 集保e手掌握(集保e存摺/手機存摺) | Smoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/ee/id1191681741/reviews) | **[4.9 (314 ratings)](https://appshunter.io/ios/app/smoney-expense-tracker/id1525674363/reviews)** |
| Number of ratings | 5 | **314** |
| Positive reviews | 61.7% of reviews | **84.8% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 63 MB | 184 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [臺灣集中保管結算所](https://appshunter.io/developer/864912797) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 集保e手掌握(集保e存摺/手機存摺)

[App page](https://appshunter.io/ios/app/ee/id1191681741)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

**Highlights:** Consolidated asset overview, Shareholder rights information, Stock market data and news, Fund information and performance, TISA account access, Personalized settings and help, Notification center

**Features:** iPhone Duo support

**In-app purchases:** none


### Smoney

[App page](https://appshunter.io/ios/app/smoney-expense-tracker/id1525674363)

This app simplifies personal finance tracking with a clean, comic-style interface. It offers superfast note-taking, calendar views, and financial reports to help users achieve financial independence. Enjoy a straightforward experience with no advertisements.

**Highlights:** Superfast note taking, Widget support, Calendar view, Passcode lock, Finance reports, Clean and light interface

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward interface
- 📊 Good visualization of data
- 🤝 Convenient shared accounts

**What reviewers complain about**

- 🐛 Date not automatically updating
- 🔀 Difficulty with switching between months
- 💰 Expensive subscription
- 🔍 Limited search and sorting options

**Reported bugs**

- Issues with syncing cloud-based invoices
- Unexpected logout and data loss
- Inconsistent date display across the app

**Requested features**

- Add multiple currency support
- Implement shared editing for shared accounts
- Provide option to view total monthly expenses
- Allow sorting and filtering by expense amount


## Frequently asked questions

### Is 集保e手掌握(集保e存摺/手機存摺) free?

集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.

### Is Smoney free?

Smoney is free to download, with no in-app purchases.

### Which has better reviews, 集保e手掌握(集保e存摺/手機存摺) or Smoney?

Smoney is rated higher. 集保e手掌握(集保e存摺/手機存摺) averages 3.2 out of 5 from 5 ratings, while Smoney averages 4.9 from 314 ratings.

### Do 集保e手掌握(集保e存摺/手機存摺) or Smoney have ads?

Smoney shows ads; 集保e手掌握(集保e存摺/手機存摺) does not.

### Which is updated more often, 集保e手掌握(集保e存摺/手機存摺) or Smoney?

集保e手掌握(集保e存摺/手機存摺) ships an update every 5 weeks, and Smoney every 2 weeks. Most recently, 集保e手掌握(集保e存摺/手機存摺) was updated on November 2, 2026 and Smoney on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*