# 集保e手掌握(集保e存摺/手機存摺) vs SHIN理想記帳

The clearest difference is rating: SHIN理想記帳 at 4.8 against 集保e手掌握(集保e存摺/手機存摺)'s 3.2. SHIN理想記帳 also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (13.2 vs 15.0). 集保e手掌握(集保e存摺/手機存摺)'s advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SHIN理想記帳 holds the better App Store score, 4.8 against 3.2. Both are backed by a comparable volume of ratings — 5 and 5 respectively.

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, SHIN理想記帳 every 3 weeks. The most recent releases landed on September 25, 2026 and August 25, 2026 respectively.

## The numbers

| Metric | 集保e手掌握(集保e存摺/手機存摺) | SHIN理想記帳 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/ee/id1191681741/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/shin/id1616469322/reviews)** |
| Number of ratings | 5 | 5 |
| Positive reviews | 61.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 63 MB | 98 MB |
| Requires iOS | 15.0 | **13.2** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [臺灣集中保管結算所](https://appshunter.io/developer/864912797) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 集保e手掌握(集保e存摺/手機存摺)

[App page](https://appshunter.io/ios/app/ee/id1191681741)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

**Highlights:** Consolidated asset overview, Shareholder rights information, Stock market data and news, Fund information and performance, TISA account access, Personalized settings and help, Notification center

**In-app purchases:** none


### SHIN理想記帳

[App page](https://appshunter.io/ios/app/shin/id1616469322)

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

**Highlights:** Proportional budgeting method, Allocate income to living, investment, savings, Categorize spending as 'wants' or 'needs', Consumption analysis reports, Cloud automatic data upload, Customizable category icons, Daily journaling reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 集保e手掌握(集保e存摺/手機存摺) free?

集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.

### Is SHIN理想記帳 free?

SHIN理想記帳 is free to download, with no in-app purchases.

### Which has better reviews, 集保e手掌握(集保e存摺/手機存摺) or SHIN理想記帳?

SHIN理想記帳 is rated higher. 集保e手掌握(集保e存摺/手機存摺) averages 3.2 out of 5 from 5 ratings, while SHIN理想記帳 averages 4.8 from 5 ratings.

### Do 集保e手掌握(集保e存摺/手機存摺) or SHIN理想記帳 have ads?

Neither 集保e手掌握(集保e存摺/手機存摺) nor SHIN理想記帳 shows ads.

### Which is updated more often, 集保e手掌握(集保e存摺/手機存摺) or SHIN理想記帳?

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, and SHIN理想記帳 every 3 weeks. Most recently, 集保e手掌握(集保e存摺/手機存摺) was updated on September 25, 2026 and SHIN理想記帳 on August 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*