# 集保e手掌握(集保e存摺/手機存摺) vs Money Talks

The clearest difference is rating: Money Talks at 4.7 against 集保e手掌握(集保e存摺/手機存摺)'s 3.2. Money Talks also leads on review sentiment (100% vs 62%) and update cadence (every 4 days vs every 2 months). 集保e手掌握(集保e存摺/手機存摺)'s advantage is in-app purchases (none vs 3) and iOS requirement (15.0 vs 18.0). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. Money Talks sells 3 in-app purchases, starting at $1.99 per month. 集保e手掌握(集保e存摺/手機存摺) asks for nothing beyond the download.

Money Talks holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews point the same way: 62% of 集保e手掌握(集保e存摺/手機存摺)'s written reviews are positive against 100% of Money Talks's.

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, Money Talks every 4 days. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | 集保e手掌握(集保e存摺/手機存摺) | Money Talks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (5 ratings)](https://appshunter.io/ios/app/ee/id1191681741/reviews) | **[4.7 (7 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews)** |
| Number of ratings | 5 | **7** |
| Positive reviews | 61.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 63 MB | 49 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [臺灣集中保管結算所](https://appshunter.io/developer/864912797) | [Kai Teng Hou](https://appshunter.io/developer/1833864329) |

## What reviewers say

### 集保e手掌握(集保e存摺/手機存摺)

[App page](https://appshunter.io/ios/app/ee/id1191681741)

Manage your securities assets and stay updated on investment information with this app. It consolidates various investment accounts, provides shareholder information, and offers market data for stocks and funds. Access personalized settings and receive important notifications.

**Highlights:** Consolidated asset overview, Shareholder rights information, Stock market data and news, Fund information and performance, TISA account access, Personalized settings and help, Notification center

**In-app purchases:** none


### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


## Frequently asked questions

### Is 集保e手掌握(集保e存摺/手機存摺) free?

集保e手掌握(集保e存摺/手機存摺) is free to download, with no in-app purchases.

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Which has better reviews, 集保e手掌握(集保e存摺/手機存摺) or Money Talks?

Money Talks is rated higher. 集保e手掌握(集保e存摺/手機存摺) averages 3.2 out of 5 from 5 ratings, while Money Talks averages 4.7 from 7 ratings.

### Do 集保e手掌握(集保e存摺/手機存摺) or Money Talks have ads?

Neither 集保e手掌握(集保e存摺/手機存摺) nor Money Talks shows ads.

### Which is updated more often, 集保e手掌握(集保e存摺/手機存摺) or Money Talks?

集保e手掌握(集保e存摺/手機存摺) ships an update every 2 months, and Money Talks every 4 days. Most recently, 集保e手掌握(集保e存摺/手機存摺) was updated on October 16, 2026 and Money Talks on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*