Summator vs Moni
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Summator
This utility app functions as a specialized calculator for tracking expenses. It allows users to add items and their values, storing both the running total and the individual entries. This makes it easier to manage costs and correct mistakes compared to a standard calculator.
- Itemized expense tracking
- Stores running total
- Remembers entered numbers
- Easy correction of entries
- Basic calculator function
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The program was conceived as a calculator for calculating the cost of the check. Put it in the cart the product and drive its value. The program remembers and outputs the result. Of course, you can count on a ordinary calculator. But, with the usual calculator, it is likely to make a mistake or lose the result in the middle of the list. The accumulator holds not only stores the sum, but the list of entered numbers. So to be mistaken difficult, and to correct easily. And the function of simple calculator is present.
Moni
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OUR STORY Moni started at a barbershop. My barber told me he had stopped using his money app because it was too complicated. Before he could save a single number, he had to choose categories and fill in forms. He only needed to record what came in, what went out, and see the numbers clearly. So I built Moni around one idea: make money tracking as easy as writing it down. Over time, Moni grew. A monthly budget, recurring payments, separate profiles for home and work. But the first rule never changed. Everything extra is there only when you want it. HOW IT WORKS Tap Income or Expense, enter the amount and save. You can add a note, a date or a category, but you never have to. WHAT YOU CAN DO • Record income and expenses in a few seconds • See your daily, weekly, monthly and yearly totals • Follow your money on a simple chart • Add a category only when you want to • Set a monthly budget and watch your progress • Let rent, salary and subscriptions repeat every month • Compare this week, month or year with the one before • Keep personal and business money in separate ledgers • Lock the app with a PIN, and Face ID or Touch ID if you like GREAT FOR Barbers, shop owners, freelancers, families, students and anyone who wants a clear view of their money. FREE VERSION • Unlimited income and expense records • Ready-made categories to choose from, if you want them • Simple reports and charts • PIN lock with optional Face ID or Touch ID • A daily reminder in the morning, afternoon or evening • Your own currency and language • No ads of any kind PREMIUM • Create your own categories • Monthly budget • Recurring transactions • Weekly, monthly and yearly comparison • Separate ledgers, such as Personal and Business • Encrypted backup and restore, protected by your own password • CSV export for spreadsheets You can choose a monthly subscription, a yearly subscription with a 1-month free trial, or a one-time Lifetime purchase. This is always your choice. MADE BY AN INDEPENDENT DEVELOPER Moni is made with care by an independent developer in İzmir, Turkey. TRY PREMIUM FOR 1 MONTH I want you to see Premium with your own money before you pay for it. A monthly budget, a recurring rent payment or a month-to-month comparison only shows its value after a few weeks. So the yearly plan starts with a 1-month free trial for new subscribers. Cancel anytime during the trial and you pay nothing. If you keep it, the yearly subscription starts when the trial ends and renews automatically. To stop it, cancel at least 24 hours before the trial ends in your account settings. PRIVACY Your records are saved only on your device. There is no account and no sign-up. Moni uses Firebase Analytics and Crashlytics to understand app usage, improve the experience and fix crashes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Summator at none against Moni's 3. Moni's advantage is update cadence (monthly vs every 14 months) and device support (3 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moni sells 3 in-app purchases, starting at $3.99 per month. Summator asks for nothing beyond the download.
Summator ships an update every 14 months, Moni monthly. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.
| Parameter | Summator | Moni |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 83.3% of reviews | — |
| Update frequency | Every 14 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 1 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmitri Roudakov | LedaPremium |
In-app purchases
Summator
No in-app purchases
Moni
- MoNi Premium$3.991 Month
- MoNi Premium Yearly1 Month trial$19.991 Year
- MoNi Premium$49.99









