Fixed Income Bonds Simplified vs Genera Advisors

Transform your fixed income analysis with professional-grade bond calculations in a stunning, redesigned interface. Bonds: Simplified delivers quality analytics directly to your iPhone, avoiding expensive services. COMPLETELY REDESIGNED EXPERIENCE • Beautiful, modern interface built with Apple's latest design principles • Intuitive navigation with enhanced visual clarity • Streamlined workflows that make complex calculations accessible • All your favorite features improved and easier to use ADVANCED MBS ANALYTICS Get insight into mortgage-backed securities that usually cost a lot more: • Comprehensive MBS parameter configuration with instant calculation results • Input pricing and see spreads and key performance metrics • Side-by-side prepayment sensitivity tables supporting both PSA and CPR methodologies • Prepayment modeling with sensitivity ranging from -300 to +300 basis points • Dynamic rate shock analysis comparing baseline speeds across interest rate environments • Horizon yield curve interpolation with customizable time horizons and rate movements • Rich graphical representations of periodic balances and projected income streams • Detailed amortization schedules showing scheduled principal, unscheduled principal, and period-by-period prepayment speeds ACCESSIBLE MARKET DATA • Pull US Treasury yield curve updates through modern API for accurate spread analysis • Seamless integration of current market rates into your calculations • Historical rate tracking for trend analysis • Change heat map over dynamic dates COMPREHENSIVE BOND TOOLS • New! Fixed-rate bullet bond calculator for traditional bond analysis • Multi-scenario comparison capabilities • Stress-scenario analysis across various rate environments EDUCATIONAL RESOURCES Understanding the mechanics behind fixed income valuation is crucial. Bonds: Simplified not only performs the calculations but helps you understand the underlying assumptions and methodologies, making you a more informed analyst. Includes an interactive learning library built around hands-on education. PERFECT FOR: • Fixed income analysts and portfolio managers • Financial advisors working with bond portfolios • Real estate professionals analyzing mortgage securities • Students and professionals learning fixed income markets • Anyone requiring professional bond analytics without institutional costs Bonds: Simplified democratizes professional fixed income analysis with the reliability and accuracy you demand. Important: All calculations and valuations are estimates for analytical purposes and should not be relied upon for actual investment transactions. Please consult with qualified financial professionals for investment decisions.

At Genera Advisors we strive to enrich our clients’ lives by listening to their needs, understanding their objectives and delivering financial guidance that focus’ on each client as an individual. We pride ourselves on creating and maintaining long-term relationships with our clients, providing sound financial advice through education, transparent communication and a white-glove, personalized approach to client service. We provide a comprehensive set of services that cover all phases of your financial life, from focusing on the retirement you are dreaming of to planning for your children’s education. Whatever your life milestones are, Genera Advisors will listen to you and work with you to help you achieve them. Plan Well. Live Life. Realize Your Dreams.