# SmartBen NOW vs Premier Circle

SmartBen NOW and Premier Circle are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartBen NOW ships an update every 3 months, Premier Circle every 4 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SmartBen NOW | Premier Circle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (869 ratings)](https://appshunter.io/ios/app/smartben-now/id1195891353/reviews)** | — |
| Number of ratings | **869** | — |
| Positive reviews | 30.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | — |
| Size | 46 MB | 49 MB |
| Requires iOS | 16.4 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HodgesMace, LLC](https://appshunter.io/developer/1195891352) | [Teknowledge Software](https://appshunter.io/developer/348684387) |

## What reviewers say

### SmartBen NOW

[App page](https://appshunter.io/ios/app/smartben-now/id1195891353)

Access your employer-provided benefits information conveniently on your mobile device. Review plan details, make enrollment changes, and explore additional resources all within a single application.

**Highlights:** Access benefits information, Review plan details, Enroll or change benefits, Explore benefit resources, Up-to-date information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 User-friendly app
- 💡 Convenient to have everything in one app
- 🚀 Helpful information provided

**What reviewers complain about**

- 🐛 Glitchy app
- 🐛 Trouble loading paystubs
- 🐛 Blank pages when viewing paystubs
- 🐛 App not working for over a month
- 🐛 Difficult to navigate

**Reported bugs**

- Cannot download bank statements
- Cannot enter values in certain sections
- Login issues across devices
- Credentials not working
- Paycheck download function not working

**Requested features**

- Easier way to access tax forms and insurance info
- Add phone numbers for support
- Improve chat support knowledge
- Make important contact info more user-friendly
- Provide confirmation of successful enrollment


### Premier Circle

[App page](https://appshunter.io/ios/app/premier-circle/id1662806793)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SmartBen NOW free?

SmartBen NOW is free to download, with no in-app purchases.

### Is Premier Circle free?

Premier Circle is free to download, with no in-app purchases.

### Do SmartBen NOW or Premier Circle have ads?

Neither SmartBen NOW nor Premier Circle shows ads.

### Which is updated more often, SmartBen NOW or Premier Circle?

SmartBen NOW ships an update every 3 months, and Premier Circle every 4 months. Most recently, SmartBen NOW was updated on October 24, 2026 and Premier Circle on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*