# Schuldwisser vs AlmostZero

The clearest difference is price: AlmostZero at Free against Schuldwisser's $5.99. AlmostZero also leads on update cadence (every 2 weeks vs every 6 months). Schuldwisser's advantage is in-app purchases (none vs 10) and iOS requirement (13.0 vs 26.2). On ads and device support there is nothing between them.

AlmostZero is free to download; Schuldwisser costs $5.99 up front. AlmostZero sells 10 in-app purchases, starting at $0.99 per month. Schuldwisser asks for nothing beyond the download.

Schuldwisser ships an update every 6 months, AlmostZero every 2 weeks. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Schuldwisser | AlmostZero |
| --- | --- | --- |
| Price | $5.99 | **Free** |
| Rating | — | **[4.7 (78 ratings)](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024/reviews)** |
| Number of ratings | — | **78** |
| Positive reviews | — | 85.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 24 MB | 224 MB |
| Requires iOS | **13.0** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Brewbit](https://appshunter.io/developer/506490487) | [Life Utility Apps, LLC](https://appshunter.io/developer/1721977600) |

## What reviewers say

### Schuldwisser

[App page](https://appshunter.io/ios/app/schuldwisser/id1198029523)

**In-app purchases:** none


### AlmostZero

[App page](https://appshunter.io/ios/app/almostzero-debt-tracking-app/id6474574024)

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

**Highlights:** Debt & Loan Management, Expense Tracking, Savings Goals, Link to Assets, Repayment Strategies (Snowball/Avalanche), Financial Education, Multiple Currencies

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $0.99 | per month |
| AlmostZero Pro Monthly | $4.99 | per month |
| AlmostZero Pro Yearly | $29.99 | per year |
| Tip | $3.99 | one-time |
| Tip | $7.99 | one-time |
| Tip | $12.99 | one-time |
| Lifetime Pro | $14.99 | one-time |
| Tip | $14.99 | one-time |
| Steak Dinner sized Tip | $19.99 | one-time |
| Lifetime AlmostZero Pro | $49.99 | one-time |


## Frequently asked questions

### Is Schuldwisser free?

Schuldwisser costs $5.99, with no in-app purchases.

### Is AlmostZero free?

AlmostZero is free to download, with in-app purchases available.

### Do Schuldwisser or AlmostZero have ads?

Neither Schuldwisser nor AlmostZero shows ads.

### Which is updated more often, Schuldwisser or AlmostZero?

Schuldwisser ships an update every 6 months, and AlmostZero every 2 weeks. Most recently, Schuldwisser was updated on November 2, 2026 and AlmostZero on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*