# Paycell vs Sipay

Paycell and Sipay both sit at 4.7 stars, but that hides the real split: 73% of Sipay's written reviews are positive against 37% of Paycell's. Sipay also leads on update cadence (every 10 days vs every 3 weeks). Paycell's advantage is ratings volume (911 vs 38). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Paycell against 4.6 for Sipay. That said, the two scores are not equally well evidenced: Paycell has 911 ratings behind it against 38, so its average is the more settled of the two. Written reviews are what separate them: 37% of Paycell's written reviews are positive against 73% of Sipay's.

Paycell ships an update every 3 weeks, Sipay every 10 days. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Paycell | Sipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (911 ratings)](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962/reviews)** | [4.6 (38 ratings)](https://appshunter.io/ios/app/sipay/id1521140345/reviews) |
| Number of ratings | **911** | 38 |
| Positive reviews | 36.7% of reviews | **72.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 352 MB | 385 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [TURKTELL BILISIM SERVISLERI A S](https://appshunter.io/developer/877589107) | [SIPAY ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1519194677) |

## What reviewers say

### Paycell

[App page](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962)

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

**Highlights:** Secure digital wallet, Money transfers (IBAN/phone), Bill payments, QR code transactions, Earn reward points, Virtual prepaid card, Instant cash solutions (Ready Limit)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and efficient
- 🔒 Secure platform
- 💡 Useful features like bill payment and Istanbul card top-up

**What reviewers complain about**

- 🐛 Language settings not working properly
- 🚫 Inability to close account easily
- 💰 Unexpected charges and fees
- 🚫 Unreliable functionality (e.g., payment issues, system crashes)

**Reported bugs**

- Language settings reverting to Turkish
- Inability to complete transactions
- Compatibility issues with newer iOS versions

**Requested features**

- English language support
- Improved account management options
- Increased payment limits
- Better customer support


### Sipay

[App page](https://appshunter.io/ios/app/sipay/id1521140345)

Manage your finances from one place without a traditional bank account. Perform transactions like bill payments, money transfers, and precious metal trading securely. Earn cashback rewards on various purchases and access your financial reports.

**Highlights:** Manage finances from one place, Online and in-store shopping, Money transfers and bill payments, Buy and sell gold/silver, Findeks Risk Report access, Cashback rewards, Open Banking integration

**In-app purchases:** none


## Frequently asked questions

### Is Paycell free?

Paycell is free to download, with no in-app purchases.

### Is Sipay free?

Sipay is free to download, with no in-app purchases.

### Which has better reviews, Paycell or Sipay?

Paycell is rated higher. Paycell averages 4.7 out of 5 from 911 ratings, while Sipay averages 4.6 from 38 ratings.

### Do Paycell or Sipay have ads?

Neither Paycell nor Sipay shows ads.

### Which is updated more often, Paycell or Sipay?

Paycell ships an update every 3 weeks, and Sipay every 10 days. Most recently, Paycell was updated on November 6, 2026 and Sipay on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*