# Paycell vs MM Cep

The clearest difference is ads: Paycell at none against MM Cep's shown. MM Cep's advantage is update cadence (every 4 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paycell ships an update every 3 weeks, MM Cep every 4 days. Both last shipped on November 6, 2026.

## The numbers

| Metric | Paycell | MM Cep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (911 ratings)](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962/reviews)** | — |
| Number of ratings | **911** | — |
| Positive reviews | 36.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 352 MB | 50 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [TURKTELL BILISIM SERVISLERI A S](https://appshunter.io/developer/877589107) | [mehmet gokdemir](https://appshunter.io/developer/6824006070) |

## What reviewers say

### Paycell

[App page](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962)

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

**Highlights:** Secure digital wallet, Money transfers (IBAN/phone), Bill payments, QR code transactions, Earn reward points, Virtual prepaid card, Instant cash solutions (Ready Limit)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and efficient
- 🔒 Secure platform
- 💡 Useful features like bill payment and Istanbul card top-up

**What reviewers complain about**

- 🐛 Language settings not working properly
- 🚫 Inability to close account easily
- 💰 Unexpected charges and fees
- 🚫 Unreliable functionality (e.g., payment issues, system crashes)

**Reported bugs**

- Language settings reverting to Turkish
- Inability to complete transactions
- Compatibility issues with newer iOS versions

**Requested features**

- English language support
- Improved account management options
- Increased payment limits
- Better customer support


### MM Cep

[App page](https://appshunter.io/ios/app/mm-cep/id6824006068)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Paycell free?

Paycell is free to download, with no in-app purchases.

### Is MM Cep free?

MM Cep is free to download, with no in-app purchases.

### Do Paycell or MM Cep have ads?

MM Cep shows ads; Paycell does not.

### Which is updated more often, Paycell or MM Cep?

Paycell ships an update every 3 weeks, and MM Cep every 4 days. Most recently, Paycell was updated on November 6, 2026 and MM Cep on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*