# Valu vs myfawry

The clearest difference is rating: myfawry at 4.4 against Valu's 3.3. myfawry also leads on review sentiment (45% vs 13%) and ratings volume (9.1K vs 454). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myfawry holds the better App Store score, 4.4 against 3.3. That said, the two scores are not equally well evidenced: myfawry has 9.1K ratings behind it against 454, so its average is the more settled of the two. Written reviews point the same way: 13% of Valu's written reviews are positive against 45% of myfawry's.

Valu ships an update every 5 weeks, myfawry monthly. Both last shipped on September 25, 2026.

## The numbers

| Metric | Valu | myfawry |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (454 ratings)](https://appshunter.io/ios/app/valu/id1199345579/reviews) | **[4.4 (9.1K ratings)](https://appshunter.io/ios/app/myfawry/id1462911630/reviews)** |
| Number of ratings | 454 | **9.1K** |
| Positive reviews | 13.1% of reviews | **45.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 180 MB | 266 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [Fawry](https://appshunter.io/developer/1066322488) |

## What reviewers say

### Valu

[App page](https://appshunter.io/ios/app/valu/id1199345579)

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

**Highlights:** Buy Now Pay Later (BNPL), Instant cash redemption, Savings solutions, Investment products, B2B financial services, Digitized financial products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments

**What reviewers complain about**

- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns

**Reported bugs**

- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures

**Requested features**

- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support


### myfawry

[App page](https://appshunter.io/ios/app/myfawry/id1462911630)

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

**Highlights:** Pay bills easily, Manage banking services, Apply for free prepaid card, Track transactions, Set spending limits, Secure login (Face ID/fingerprint), QuickPay for recurring bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good app
- 🚀 Simple and convenient payments
- 💯 Excellent service

**What reviewers complain about**

- 🐛 App crashes frequently
- ⚠️ Unreliable functionality
- 🔍 Lack of account deletion option
- 💳 Issues with credit card payments
- 🕰️ Slow and unresponsive

**Reported bugs**

- Login issues after app updates
- Incompatibility with older iOS versions
- Clipboard privacy violation
- Incorrect billing and failed transactions

**Requested features**

- Add Fawry-Pay option
- Enable electricity card recharging
- Improve accessibility for blind users


## Frequently asked questions

### Is Valu free?

Valu is free to download, with no in-app purchases.

### Is myfawry free?

myfawry is free to download, with no in-app purchases.

### Which has better reviews, Valu or myfawry?

myfawry is rated higher. Valu averages 3.3 out of 5 from 454 ratings, while myfawry averages 4.4 from 9.1K ratings.

### Do Valu or myfawry have ads?

Neither Valu nor myfawry shows ads.

### Which is updated more often, Valu or myfawry?

Valu ships an update every 5 weeks, and myfawry monthly. Most recently, Valu was updated on September 25, 2026 and myfawry on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*