# Valu vs NBE Mobile

The clearest difference is rating: Valu at 3.3 against NBE Mobile's 2.7. Valu also leads on update cadence (every 5 weeks vs every 3 months). NBE Mobile's advantage is iOS requirement (12.0 vs 15.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valu holds the better App Store score, 3.3 against 2.7. Both are backed by a comparable volume of ratings — 458 and 670 respectively. Written reviews split almost evenly too, at 13% and 13% positive.

Valu ships an update every 5 weeks, NBE Mobile every 3 months. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Valu | NBE Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (458 ratings)](https://appshunter.io/ios/app/valu/id1199345579/reviews)** | [2.7 (670 ratings)](https://appshunter.io/ios/app/nbe-mobile/id1596302687/reviews) |
| Number of ratings | 458 | **670** |
| Positive reviews | 13.1% of reviews | **13.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 180 MB | 154 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [National Bank Of Egypt](https://appshunter.io/developer/1294214326) |

## What reviewers say

### Valu

[App page](https://appshunter.io/ios/app/valu/id1199345579)

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

**Highlights:** Buy Now Pay Later (BNPL), Instant cash redemption, Savings solutions, Investment products, B2B financial services, Digitized financial products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments

**What reviewers complain about**

- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns

**Reported bugs**

- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures

**Requested features**

- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support


### NBE Mobile

[App page](https://appshunter.io/ios/app/nbe-mobile/id1596302687)

Manage your finances with advanced digital banking services. Review accounts, transfer funds, make payments, and apply for loans securely from anywhere, anytime.

**Highlights:** Review accounts and cards, Transfer funds, Make credit card payments, Purchase/redeem certificates, Use Fawry payment services, Apply for credit cards/loans, Biometric login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and much better interface
- 🔒 Secure with soft token
- 👍 Much better than before

**What reviewers complain about**

- 🐛 Crashes and doesn't open
- 🐛 Slow performance and freezes
- 🐛 Bugs after updates
- 👎 Complicated and not user-friendly

**Reported bugs**

- App doesn't open or load after updates
- Endless loop of update requests
- Compatibility issues with iPads and older devices
- Login and security features not working properly

**Requested features**

- Display account activity in a better format
- Improve stability and reliability
- Enhance user experience and simplify the app


## Frequently asked questions

### Is Valu free?

Valu is free to download, with no in-app purchases.

### Is NBE Mobile free?

NBE Mobile is free to download, with no in-app purchases.

### Which has better reviews, Valu or NBE Mobile?

Valu is rated higher. Valu averages 3.3 out of 5 from 458 ratings, while NBE Mobile averages 2.7 from 670 ratings.

### Do Valu or NBE Mobile have ads?

Neither Valu nor NBE Mobile shows ads.

### Which is updated more often, Valu or NBE Mobile?

Valu ships an update every 5 weeks, and NBE Mobile every 3 months. Most recently, Valu was updated on October 26, 2026 and NBE Mobile on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*