# Valu vs Lucid Egypt

The clearest difference is review sentiment: Lucid Egypt at 75% against Valu's 13%. Lucid Egypt also leads on rating (4.2 vs 3.3) and update cadence (every 9 days vs every 5 weeks). Valu's advantage is ratings volume (454 vs 12). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lucid Egypt holds the better App Store score, 4.2 against 3.3. That said, the two scores are not equally well evidenced: Valu has 454 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 13% of Valu's written reviews are positive against 75% of Lucid Egypt's.

Valu ships an update every 5 weeks, Lucid Egypt every 9 days. The most recent releases landed on September 25, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Valu | Lucid Egypt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (454 ratings)](https://appshunter.io/ios/app/valu/id1199345579/reviews) | **[4.2 (12 ratings)](https://appshunter.io/ios/app/lucid-egypt/id6446939846/reviews)** |
| Number of ratings | **454** | 12 |
| Positive reviews | 13.1% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 180 MB | 124 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFG Hermes](https://appshunter.io/developer/680273409) | [Deall Inc.](https://appshunter.io/developer/1679759908) |

## What reviewers say

### Valu

[App page](https://appshunter.io/ios/app/valu/id1199345579)

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

**Highlights:** Buy Now Pay Later (BNPL), Instant cash redemption, Savings solutions, Investment products, B2B financial services, Digitized financial products

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments

**What reviewers complain about**

- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns

**Reported bugs**

- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures

**Requested features**

- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support


### Lucid Egypt

[App page](https://appshunter.io/ios/app/lucid-egypt/id6446939846)

Shop now and pay later with flexible installment plans. This app allows you to make purchases without paying everything upfront, even without a bank account. Manage your payments, track purchases, and enjoy a smoother shopping experience.

**Highlights:** Pay in installments, No upfront payment required, Works without a bank account, Shop at partner stores, Manage payment summaries, Flexible payment terms, Notifications for upcoming payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Valu free?

Valu is free to download, with no in-app purchases.

### Is Lucid Egypt free?

Lucid Egypt is free to download, with no in-app purchases.

### Which has better reviews, Valu or Lucid Egypt?

Lucid Egypt is rated higher. Valu averages 3.3 out of 5 from 454 ratings, while Lucid Egypt averages 4.2 from 12 ratings.

### Do Valu or Lucid Egypt have ads?

Neither Valu nor Lucid Egypt shows ads.

### Which is updated more often, Valu or Lucid Egypt?

Valu ships an update every 5 weeks, and Lucid Egypt every 9 days. Most recently, Valu was updated on September 25, 2026 and Lucid Egypt on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*